题目内容

阅读理解
     Ask savvy investors(投资者) how they learned their first lessons about money, and they'll probably
tell you lessons their parents taught them.
     The money values we learn as children stay with us the rest of our lives. If you are a parent, teaching
your children the value of saving and investing will benefit them the rest of their lives. Here's what you can
do:
     Help your child begin to save. Open savings accounts for your children, and teach them how the bank
adds interest to their savings that makes their money grow. Encourage your children to save a little from
every bit of money they receive, such as allowances, birthday gifts, etc. You may even want to set up a
matching program, contributing fifty cents for each dollar your child saves.
     Teach your child about stocks(股票). A child in elementary school can start learning about how
businesses work. Once your child understands the basics, ask him or her to think about some of the
businesses that might be good stock investments. Then use Morningstar Mutual Fund Guide(available
at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that
caters to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly
investments as low as $50 a month, so these funds can be a good way to teach children about the stock
market while saving for their college education.
     Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who
are working in summers or after school to begin saving for their future. Imagine how much money you'd
have today if you had saved $3,000 a year since you were a teenager!
      Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment
of their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will
be small mistakes that may help them avoid larger mistakes as adults.

1. Which would be the best title for this passage?
A. Why to Teach Your Children to Save
B. How to Teach Your Children to Save
C. Tips for Saving for Children
D. Start Good Saving Habits Early

2. A matching program means ________.
A. that you should set a good example to your children
B. that you should provide enough money for children so that they can save some
C. that you encourage your children to compete with each other in saving
D. that you encourage your children by giving some extra money for them to save

3. According to the author, you should teach your children about investment when he/she is ________.
A. in the kindergarten  
B. in primary school
C. in middle school  
D. in college

4. Which of the following is NOT an advantage of the Stein Roe Young Investor Fund?
A. It is usually with high benefits.
B. It accepts regular monthly investments.
C. It accepts small investments as low as $50 a month.
D. It caters to children who can afford small investments.

5. The advantage of letting your kids manage their budget lies in ________.
A. that they will make great businessmen in the future
B. that they will know the difficulty of managing a budget
C. that they will avoid making bigger mistakes in the future
D. that they will share happiness of managing their own budget
1-5: DDBAC
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阅读理解:

    Ask three people to look out the same window at a busy street corner and tell you what they see. Chances are that you will receive three different answers. Each person sees the same scene, but each perceives(感知) something different about it.

    Perceiving goes on in our minds. Of the three people who look out the window, one may say that he sees a policeman giving a motorist a ticket. Another may say that he sees a rush-hour traffic jam at the crossing. The third may tell you that he sees a woman trying to cross the street with four children. For perception is the mind’s explanation of what the senses-in this case our eyes-tell us.

    Many psychologists(心理学家) today are working to try to decide just how a person experiences or perceives the world around him. Using a scientific method, these psychologists set up experiments in which they can control all of the factors(因素). By measuring and charting(用图表表示)the results of many experiments, they are trying to find out what makes different people perceive totally different things about the same scene.

1. Seeing and perceiving are ______.

[　　]

A. the same action

B. two separate actions

C. two actions carried on entirely by the eyes

D. several actions that take place at different time

2. Perceiving is an action that takes place ______.

[　　]

A. in our eyes

B. only when we think very hard about something.

C. only under the direction of a psychologist

D. in every person’s mind

3. People perceive different things about the same scene because ______.

[　　]

A. they come from different countries

B. they cannot agree about things

C. some have better eyesight

D. none of these

4. Psychologists study perception by ______.

[　　]

A. setting up many experiments

B. asking each other what they see

C. looking out of window

D. studying people’s eyes

5. The best title for this passage is ______.

[　　]

A. How We See

B. Learning About Our Minds through Science

C. What Psychologists Perceive

D. How to Become an Experimental Psychologist
阅读理解
     Ask savvy investors(投资者) how they learned their first lessons about money, and they'll probably tell you lessons their parents taught them.
     The money values we learn as children stay with us the rest of our lives. If you are a parent, teaching
your children the value of saving and investing will benefit them the rest of their lives. Here's what you can
do:
     Help your child begin to save. Open savings accounts for your children, and teach them how the bank
adds interest to their savings that makes their money grow. Encourage your children to save a little from
every bit of money they receive, such as allowances, birthday gifts, etc. You may even want to set up a
matching program, contributing fifty cents for each dollar your child saves.
     Teach your child about stocks(股票).  A child in elementary school can start learning  about  how
businesses work. Once your child understands the basics, ask him or her to think about some of  the
businesses that might be good stock investments. Then use Morningstar Mutual Fund Guide(available
at your library) to find a quality mutual fund that holds some of these companies, or a mutual fund that
caters to children such  as  the Stein  Roe  Young  Investor Fund. Many funds  accept regular monthly
investments as low as $50 a month, so these funds can be a good way to teach children about the stock
market while saving for their college education.
     Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who
are working in summers or after school to begin saving for their future. Imagine how much money you'd
have today if you had saved $3,000 a year since you were a teenager!
     Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment
of  their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will
be small mistakes that may help them avoid larger mistakes as adults.
1．Which would be the best title for this passage?
A．Why to Teach Your Children to Save
B．How to Teach Your Children to Save
C．Tips for Saving for Children
D．Start Good Saving Habits Early
2．A matching program means ________.
A．that you should set a good example to your children
B．that you should provide enough money for children so that they can save some
C．that you encourage your children to compete with each other in saving
D．that you encourage your children by giving some extra money for them to save
3．According to the author, you should teach your children about investment when he/she is ________.
A．in the kindergarten  
B．in primary school
C．in middle school  
D．in college
阅读理解
     Ask savvy investors(投资者) how they learned their first lessons about money, and they'll probably tell you lessons their parents taught them.
     The money values we learn as children stay with us the rest of our lives. If you are a parent, teaching
your children the value of saving and investing will benefit them the rest of their lives. Here's what you can
do:
     Help your child begin to save. Open savings accounts for your children, and teach them how the bank
adds interest to their savings that makes their money grow. Encourage your children to save a little from
every bit of money they receive, such as allowances, birthday gifts, etc. You may even want to set up a
matching program, contributing fifty cents for each dollar your child saves.
     Teach your child about stocks(股票). A child in elementary school can start learning about how
businesses work. Once your child understands the basics, ask him or her to think about some of the
businesses that might be good stock investments. Then use Morningstar Mutual Fund Guide(available at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that caters
to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly investments as low as $50 a month, so these funds can be a good way to teach children about the stock market while
saving for their college education.
     Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you'd have
today if you had saved $3,000 a year since you were a teenager!
     Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment of their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will be
small mistakes that may help them avoid larger mistakes as adults.
1. Which would be the best title for this passage?
A. Why to Teach Your Children to Save
B. How to Teach Your Children to Save
C. Tips for Saving for Children
D. Start Good Saving Habits Early
2. A matching program means ________.
A. that you should set a good example to your children
B. that you should provide enough money for children so that they can save some
C. that you encourage your children to compete with each other in saving
D. that you encourage your children by giving some extra money for them to save
3. According to the author, you should teach your children about investment when he/she is ________.
A. in the kindergarten  
B. in primary school
C. in middle school  
D. in college
4. Which of the following is NOT an advantage of the Stein Roe Young Investor Fund?
A. It is usually with high benefits.
B. It accepts regular monthly investments.
C. It accepts small investments as low as $50 a month.
D. It caters to children who can afford small investments.
5. The advantage of letting your kids manage their budget lies in ________.
A. that they will make great businessmen in the future
B. that they will know the difficulty of managing a budget
C. that they will avoid making bigger mistakes in the future
D. that they will share happiness of managing their own budget
阅读理解
     Ask someone what they have done to help the environment recently and they will almost certainly
mention recycling. Recycling in the home is very important of course. However, being forced to recycle
often means we already have more material than we need. We are dealing with the results of that
over-consumption in the greenest way possible, but it would be far better if we did not need to bring so
much material home in the first place.
    The total amount of packaging has increased by 12% between 1999 and 2005. It now makes up a
third of a typical household's waste in the UK. In many supermarkets nowadays food items are packaged
twice with plastic and cardboard.
    Too much packaging is doing serious damage to the environment. The UK, for example, is running out
of it for burying this unnecessary waste. If such packaging is burnt, it gives off greenhouse gases which go
on to cause the greenhouse effect. Recycling helps, but the process itself uses energy. The solution is not
to produce such items in the first place. Food waste is a serious problem, too. Too many supermarkets
encourage customers to buy more than they need. However, few of them are coming round to the idea
that this cannot continue, encouraging customers to reuse their plastic bags, for example. 
     But this is not just about supermarkets. It is about all of us. We have learned to associate packaging
with quality. We have learned to think that something unpackaged is of poor quality. This is especially true of food. But it is also applied to a wide range of consumer products, which often have far more packaging than necessary.
     There are signs of hope. As more of us recycle, we are beginning to realize just how much unnecessary materials are collected. We need to face the wastefulness of our consumer culture, but we have a mountain to climb.

1. What does the underlined phrase "that over-consumption" refer to?

A. Using too much packaging.          
B. Recycling too many wastes. 
C. Making more products than necessary.  
D. Having more material than is needed.

2. The author uses figures in Paragraph 2 to show ___________. 

A. the tendency of cutting household waste    
B. the increase of packaging recycling
C. the rapid growth of supermarkets            
D. the fact of packaging overuse

3. According to the text, recycling ___________. 

A. helps control the greenhouse effect        
B. means burning packaging for energy
C. is the solution to gas shortage              
D. leads to a waste of land

4. What can be inferred from Paragraph 4?

A. Unpackaged products are of bad quality.  
B. Supermarkets care more about packaging. 
C. It is improper to judge quality by packaging. 
D. Other products are better packaged than food.

5. What can we learn from the last paragraph?

A. Fighting wastefulness is difficult.      
B. Needless material is mostly recycled. 
C. People like collecting recyclable wastes. 
D. The author is proud of their consumer culture.

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