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Dear editor .

At present , many high school students are addicted to buying lottery tickets and they seem to have good reasons . However , I¡¯d like to talk about my views on the phenomenon .

                                                                                         

                                                                                          

                                                                                   

                                                                                       

Therefore , I think it is necessary for them to keep away from lottery stations and concentrate on their studies for now .

Yours ,

Li Hua

Dear editor ,

At present , many high school students are addicted to buying lottery tickets and they seem to have good reasons . However , I¡¯d like to talk about my views on the phenomenon .

In my opinion , its disadvantages are far more than its disadvantages , despite one of their reasons that they can do something useful for society in this way . High school students can¡¯t support themselves financially but depend on their parents for the moment . Thus , in order to collect money with which to buy lottery tickets , they may try every possible means , even commit crimes .

In addition , if they put their minds on lottery tickets , their lessons will be affected more or less . And in the long run , lottery ticket purchasing will contribute to their wrong understanding that there must be a shortcut to every destination , which will surely do great harm to them the whole life .

Therefore , I think it is necessary for them to keep away from lottery stations and concentrate on their studies for now .

Yours ,

Li Hua

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You can deposit money in a building society and obtain yearly interest at a certain rate£®You can also borrow money from a building society£®What, then, is difference between a bank and a building society? In fact, a building society does not seem to be very different from a savings bank£®Many people regularly save money by depositing small amounts monthly in a building society, just as other people regularly save money by depositing small amounts monthly in a savings bank£®Some people deposit large amounts in a building society as an investment£®They receive higher interest than they would receive from a savings bank; their money can be invested either in building society shares or in loans to the society£®

These societies are controlled by law, but they are not government organizations£®They were originally started to enable people to buy houses£®One of their main purposes is to provide loans for buying or building houses£®Many people prefer buying a house to paying rent, but some of them cannot afford to buy a house£®To cover the cost they borrow the money from a building society£®The loan plus the interest is paid back in monthly amounts over an agreed number of years£®Probably the payments made in this way are no more than the rent of a rented house£®But at the end of the stated period, when the debt is paid, the borrower becomes the owner of the house£®To protect the building society from ¡°bad debts¡± he must sign a statement to say that the house belongs to the society until the debt is paid£®

A building society invests the savings of its shareholders in houses and property£®Unlike a bank, it does not serve as a general clearing house £¨ÇåËãËù£© for every kind of exchange or business operation£®Its activities are limited compared with those of a bank£®

68£®A building society is different from a bank in that ____£®

       A£®the former is limited in its activities

       B£®the latter is limited in function compared with the former

       C£®a bank doesn¡¯t serve as a general clearing house

       D£®a building society can protect itself from ¡°bad debt¡±

69£®Some people put large amounts of money in the building society because _______£®

       A£®they can get more profit than they do in a bank£®

       B£®they may choose between the form of building society shares and that of loans for their investment

       C£®they may enjoy shares and loans at the same time

       D£®they like the society

70£®If you borrow money from the society to buy a house, ____£®

       A£®you have to return the money to the building society the moment it is needed£®

       B£®you have to sign an agreement to repay the loan after a number of years

       C£®what you pay back monthly for the loan would be less than the rent

       D£®the house doesn¡¯t belong to you unless you have repaid all the debt

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