题目内容
Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”
The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.
1.The passage is mainly about _____________.
A. how to manage school lessons????????
B. how to deal with the financial crisis
C. teaching young people about money???
D. teaching students how to study effectively
2.It can be inferred from the first two paragraphs that __________.
A. the author complains about the school education??
B. pupils should not be taught to add up and subtract
C. students have been taught to manage their finances
D. laws on financial education have been effectively carried out
3. The website and the consumer campaigner joined to _________.
A. instruct the pupils to donate their pocket money?
B. promote the connection of schools and families
C. ask the government to dismiss the parliament???
D. appeal for the curriculum of financial education
4.According to Pfeg, ___________.
A. it is easy to keep good habits long??????????????
B. teenagers spend their money as planned
C. parents are willing to pay the debt for their kids???
D. it will be in trouble if the teenagers are left alone
5.A poll is mentioned to ___________.
A. stress the necessity of the curriculum reform?????
B. show the seriousness of the financial recession
C. make the readers aware of burden of the parents?
D. illustrate some people are strongly against the proposal
1.C
2.A
3.D
4.D
5.A
【解析】
试题分析：本文主要是关于青少年理财的一些介绍。作者抱怨学校的教育，强调课程改革的重要性。
1.主旨题，通读全文就可以找出答案。本文主要是关于青少年理财的一些介绍。选B
2.作者态度题：阅读前两段，从第二段就可以看出作者的态度是抱怨学校的教育。选D。
3.细节题：从文中第三段的第一句中Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可知网站和消费活动人士联合起来是呼吁理财教育的课程。答案选D。
4.细节题：从文章倒数第二段的句子：Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”可知根据Pfeg所说如果年轻人被不管不顾会有麻烦。选D。
5.细节题：从文中最后一段最后一句话In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.可以看出是强调课程改革的重要性。选A
考点：考查教育类短文
世纪百通期末金卷系列答案Surprises often come in boxes. Birthday presents wrapped in colorful paper, brown paper packages mailed from a friend. No matter what kind of box it is, people like to open it up and see what's inside. In America, and in many other countries, one special kind of box contains the future. It's called a ballot box. What people put into the box on election day can change the course of history.
Elections are the lifeblood of a democracy. The word democracy literally means "the people rule," an important concept in American history. In the mid-1700s, England began passing laws that made the American colonies angry. The colonists had to pay more and more taxes and enjoyed less and less freedom. They felt the government of England didn't represent their interests. On July 4, 1776, the colonies declared their independence from England. They wanted to establish a democracy where people could have a voice in government.
An effective democracy holds regular elections. In America, elections are held every two years for members of Congress. In these elections, all seats in the House of Representatives and one-third of the Senate seats are up for grabs. In addition, every four years, voters go to the polls to elect the nation's president and vice-president. Voters also regularly cast their ballots for state and city government leaders and local school board members. Sometimes they also have to vote on a proposed law.
In the American electoral system, people don't really vote for presidential candidates. Instead, voters cast their ballots for "electors" who support each candidate. Each state has as many electors as the total number of its representatives in Congress. This equals two senators per state plus the number of its representatives in the House (which is based on the state's population). The candidate who has the most votes in a state wins all of the state's electors. To win the presidential election, a candidate must gain at least 270 of the 538 total electoral votes.
Over the years, the U.S. has made a number of election reforms. Some early reforms outlawed cheating, giving bribes and threatening voters. They also limited the amount of money candidates could receive from donors and spend on their campaigns. In 1870, black people gained the right to vote, and in 1920, that right was extended to women. In recent decades, laws against unfair rules for voting have been passed. No longer do people have to pay a special tax or pass a test in order to vote. In 1971, the voting age was lowered to 18. Other reforms made voting easier for the blind, the disabled and people who couldn't read. In some areas, ballots had to be printed in languages besides English.
In November, Americans will again elect those who will represent them in government. Although some citizens aren't even registered to vote--and some registered voters don't bother to go to the polls--most Americans exercise their right to vote. They realize that their future is wrapped up in a special package--the ballot box. It's a package that must definitely be "handled with care."
【小题1】According to the context, what does a “ballot box” mean in Chinese?
| A．彩票箱 | B．投票箱 | C．礼品箱 | D．保险箱 |
| A．People couldn’t have a voice in a government. |
| B．In America, elections are held every four years for members of Congress. |
| C．Democracy is the lifeblood of elections. |
| D．Basically “ the people rule”, and it’s very important in American history. |
| A．Romney will win 20 votes in California. |
| B．Obama will win 20 votes in California. |
| C．Romney will win 37 votes in California. |
| D．Obama will win 37 votes in California. |
| A．People have to pay a special tax to vote. |
| B．There are bribes and threatening in elections now. |
| C．People above eighteen years old can vote now. |
| D．The disabled or the blind have tough access to voting. |
| A．Birthday boxes in the U.S. | B．Election systems in the U.S. |
| C．Election reforms in the U.S. | D．Democracy in the U.S. |
Since new technologies are ever growing, employers now have the chance to monitor （监控） their employees to make them spare more time to work when they use their phones, computer terminals, emails and even when an employee is using the Internet．
Recent surveys have shown that a majority of employers monitor their employees’ activities．It was found that three fourths of employers monitored the websites their employees visited in order to prevent improper surfing．The survey further indicated that 65% of employers used software to block connections to websites considered off limits to employees．One third of employers monitored their employees’ number of keystrokes and the amount of time spent on the keyboard and lastly just over half of the employers surveyed review and kept email messages．
Most of the time, email is not considered private if the email system is used at a company, the employer owns it and is allowed to review its contents．Email messages that are sent within the company, as well as those that are sent from the employee’s terminal to another company, or from another company to the employee are subject to monitoring．If an email is deleted out of the employee’s account, that doesn’t mean that they are totally deleted．The messages are kept in memory．Emails are often backed up along with other important data from the computer system．If an employer’s email policy specifically states that messages marked as “private” will be kept confidential （机密的）,however, there may also be some exceptions to that policy （政策）．
In order to know their employer’s email policy, employees should read over the employee handbook．If the handbook doesn’t address the issue of email monitoring, they should speak with their employer about their policy for emails and privacy．Currently there are very few laws that address workplace privacy; however, there are some organizations that are working to advocate for employees so that there will be a stronger government regulation of employee monitoring activities．
1.According to the author, the employers’ monitoring ____．
|
A．may be an efficient management method |
|
B．should be performed secretly |
|
C．has resulted from the development in computers |
|
D．is quite common nowadays |
2.Employers probably think that monitoring the employees can help them ____．
|
A．improve their work efficiency（有效） |
B．use computers properly |
|
C．develop a way of keeping office secrets |
D．reduce their mental pressures |
3.It can be inferred from the passage that ____．
|
A．employees should delete their own emails at once to keep them secret |
|
B．an employer’s email policy may protect the employees’ privacy |
|
C．nobody can help solve the problem of office privacy |
|
D．an employee may feel troubled by being monitored in the office |
4.The underlined phrase “advocate for” in the last paragraph means “____”．
|
A．tell the employees the truth |
|
B．publicly support |
|
C．ask the employees to be more attentive |
|
D．remind the employees of the possible failure |