Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’.An application is calling on the next government to bring it back.

At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.Children from five to 16 should be taught about everything from pocket money to pensions, they say.And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed.Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long.Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends.By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power.Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

The UK has been in the worst financial recession(衰退)for generations.It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university.In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.

The passage is mainly about _____________.

       A.how to manage school lessons

       B.how to deal with the financial crisis

       C.teaching young people about money

       D.teaching students how to study effectively

It can be inferred from the first two paragraphs that __________.

       A.the author complains about the school education

       B.pupils should not be taught to add up and subtract

       C.students have been taught to manage their finances

       D.laws on financial education have been effectively carried out

The website and the consumer campaigner joined to _________.

       A.instruct the pupils to donate their pocket money

       B.promote the connection of schools and families

       C.ask the government to dismiss the parliament

       D.appeal for the curriculum of financial education

According to Pfeg, ___________.

       A.it is easy to keep good habits long

       B.teenagers spend their money as planned

       C.parents are willing to pay the debt for their kids

       D.it will be in trouble if the teenagers are left alone

A poll is mentioned to ___________.

       A.stress the necessity of the curriculum reform

       B.show the seriousness of the financial recession

       C.make the readers aware of burden of the parents

       D.illustrate some people are strongly against the proposal

    “Congratulations, Mr. Jones, it’s a girl.”

    Fatherhood is going to have a different meaning and bring forth a different answer from every

Man who hears these words. Some feel proud when they receive the news, while others worry, wondering whether they will be good fathers.Although there are some men who like children and may have had considerable experience with them, others do not particularly care for children and spend little time with them.Many fathers and mothers have been planning and looking forward to children for some time.For other couples, pregnancy was an accident that both husband and wife have accepted willingly or unwillingly.

Whatever the reaction to the birth of a child, it is obvious that the shift from the role of husband to that of father is a difficult task.Yet, unfortunately, few attempts have been made to educate fathers in this remobilization process.Although numerous books have been written about American mothers, only recently has literature focused on the role of a father.

It is argued by some writers that the transition to the father‘s role, although difficult, is not nearly as great as the transition the wife must make to the mother‘s role.The mother‘s role seems to require complete transformation in daily routine and highly innovative adaptation; on the other hand, the fathers role is less demanding and immediate.However, even though we mentioned the fact that growing number of women are working outside the home, the father is still thought by many as the breadwinner in the household.

According to the author,being a father_________.

       A.brings a feeling of excitement to some men

       B.has a different meaning for those who have daughters

       C.makes some men feel proud and others uneasy

       D.means nothing but more responsibilities

It is stated in the passage that__________.

       A.some parents are not prepared to have a child

       B.young couples do not like children at all

       C.do not have much time to take care of their children

       D.many parents look forward to having a boy as their first child

The transition to the mother‘s role requires that the wife__________.

       A.change her lifestyle in a highly innovative way

       B.make a complete change in her everyday life to deal with the new situation

       C.stay at home to take care of the baby

       D.help her husband in his remobilization process

Some writers argue that with respect to the change of roles, fathers, compared with mothers, ___________.

       A.have to shoulder more burdens

       B.have to make more difficult adaptations

       C.have an easier job to do

       D.can usually do a better job

“Congratulations, Mr. Jones, it’s a girl.”

Fatherhood is going to have a different meaning and bring forth a different answer from every man who hears these words. Some feel proud when they receive the news, while others worry, wondering whether they will be good fathers. Although there are some men who like children and may have had considerable experience with them, others do not particularly care for children and spend little time with them. Many fathers and mothers have been planning and looking forward to children for some time. For other couples, pregnancy(怀孕) was an accident that both husband and wife have accepted willingly or unwillingly.

Whatever the reaction to the birth of a child, it is obvious that the change from the role of husband to that of father is a difficult task. Yet, unfortunately, few attempts have been made to educate fathers in this re-socialization process. Although many good books have been written about American mothers, only recently have some books discussed the role of a father.

It is argued by some writers that the transition to the father’s role, although difficult, is not nearly as great as the transition the wife must make to the mother’s role. The mother’s role seems to require a complete transformation of daily routine and adaptation to a new life, on the other hand, the father’s role is less demanding and immediate. However, even though we have mentioned the fact that growing numbers of women are working outside the home, the father is still thought by many as the breadwinner in the household.

According to the author, being a father _______.

A. brings a feeling of excitement to some men

B. has a different meaning for those who have daughters

C. makes some men feel proud and others uneasy

D. means nothing but more responsibilities.

It is stated in the passage that ________.

A. some parents are not prepared to have a child

B. young couples do not like children at all

C. working couples do not have much time to take care of their children

D. many parents look forward to having a boy as their first child

The transition to the mother’s role requires that the wife _______.

A. changes her life style in a quite different way

B. makes a complete change in her everyday life to deal with the new situation

C. stays at home to take care of the baby

D. helps her husband in his re-socialization process

Some writers argue that with respect to the change of roles, fathers, compared with mothers, _______.

A. have to do more in the household   B. have to make more difficult adaptations

C. have an easier job to do           D. can usually do a better job

What makes a gift special? Is it the price you see on the gift receipt? Or is it the look on the recipient's face when they receive it that determines the true value? What gift is worth the most?
This Christmas I was debating what to give my father. My dad is a hard person to buy for because he never wants anything. I pulled out my phone to read a text message from my mom saying that we were leaving for Christmas shopping for him when I came across a message on my phone that I had locked. The message was from my father. My eyes fell on a photo of a flower taken in Wyoming. and underneath a poem by William Blake. The flower, a lonely dandelion(蒲公英) standing against the bright blue sky, inspired me. My dad had been reciting those words to me since I was a kid. That may even be the reason why I love writing. I decided that those words would be my gift to my father.
I called back. I told my mom to go without me and that I already created my gift. I sent the photo of the cream-colored flower to my computer and typed the poem on top of it. As I was arranging the details another poem came to mind. The poem was written by Edgar Allan Poe; my dad recited it as much as he did the other. I typed that out as well and searched online for a background to the words of it. The poem was focused around dreaming, and after searching I found the perfect picture. The image was painted with blues and greens and purples, twisting together to create the theme and wonder of a dream. As I watched both poems passing through the printer, the white paper coloring with words that shaped my childhood. I felt that this was a gift that my father would truly appreciate.
Christmas soon arrived. The minute I saw the look on my dad's face as he unwrapped those swirling black letters carefully placed in a cheap frame, I knew I had given the perfect gift.
【小题1】The idea for a special gift began to form when the author was____________.

A.doing shoppingB.having a debate
C.reading a messageD.leaving for Wyoming
【小题2】The author's inspiration for the gift came from____________.
A.a photo of a flowerB.a story about a kid
C.a call from the motherD.a text about Christmas
【小题3】The author made the gift by_____.
A.searching for the poems onlineB.drawing the background by hand
C.painting the letters in three colorsD.matching the words with pictures
【小题4】What is the main purpose of the passage?
A.To show how to design images for gifts.
B.To suggest making gifts from one's heart.
C.To explain how computers help create gifts.
D.To describe the gifts the author has received

When you visit America, you will see the word Motel on signs and notice boards. It is made up of “motor” and “hotel” and it is really a hotel for people who arrive by car (how-ever, you don’t need a car to stay at one). You have to pay when you arrive for your room, which usually has a bath. Meals are not provided, but there will certainly be a cafeteria (自助餐馆). Americans eat a lot of salads and sandwiches. Along the main roads there are a lot of motels. Each tries to offer more than next. Some provide television in every bedroom; others have swimming pools; and so on. Motels are especially useful when you are in the country, far from a town or city. You will also find them in the big National Parks.

In these great National Parks, you may meet guests you don’t expect to see. An American friend told me a little story. In the middle of a moonless night she heard strange noises outside her motel window in the Yellowstone National Park in Wyoming. Thinking it might be a thief, she jumped out of bed, opened the door and crept towards a dark shadow. As she got close, she saw the thief. She was dreadfully frightened: it wasn’t a human thief — it was a big black bear. The bear was turning over some empty tins with its paw, looking for tasty bits of food. My friend decided to leave that particular thief alone!

There are also, of course, places called “rooming houses”,  where they receive lodgers (房客). You will see such signs as Tourists or Rooms Rent, and you could try one of these. A word of warning — looking for a room in New York during the tourist season is like looking for gold on the moon! 

1.Which of the following is TRUE about motels?

A.You can only find motels in the big National Parks.

B.They are free for people who arrive by car.

C.If you want to stay at a motel, you must have a car.

D.The word “motel” is formed by two words.

2.Which of the following is NOT provided by motels?

A.Baths.

B.Swimming pools.

C.TV.

D.Meals.

3.The underlined word “crept” in the second paragraph probably means “______”.

A.moved slowly

B.rushed out

C.threw away

D.ran fast

4.The second paragraph mainly tells us ______.

A.an interesting story

B.the experience of the author’s friend

C.we may meet animals in the National Parks

D.bears usually look for food at night

5.From the last paragraph, we can learn that in New York during the tourist season ______.

A.tourists can find gold there

B.tourists can have a sweet dream there

C.it is difficult to find a room there

D.there is warning for tourists to New York

 

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