题目内容

【题目】Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to avoid costly paper handling or teller(出纳员)interactions in an increasingly competitive banking environment.

Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click” banks, both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking, as well as from “virtual” banks that have no physical branches or tellers whatsoever.

The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common as automated teller machines (ATM).

Online banking has a lot of advantages. Unlike your corner bank, online banking sites never close; they’re at hand 24 hours a day, seven days a week and they’re a mouse click away. If you’re out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

【1】 Online banking is considered as a powerful tool for the following reasons except that .

A. It attracts new customers

B. It increases paper handling and teller interaction

C. It saves workforce and money

D. It is more convenient

2 What is the challenge for the online banking industry according to the text?

A. To make online banking attractive.

B. To open new services all over the world.

C. To offer online banking for free.

D. To take care of business 24 hours a day.

3From the text we can conclude that _______.

A. “brick-to-click” banks are in fact another kind of physical banks

B. the function of a “brick-to-click” bank is as common as that of an ATM

C. a “brick-to-mortar” bank is no better than a virtual one

D. customers can deal with their banking by a mouse click

4What would be the best title for this text?

A. Banking of Various Forms.

B. Improvement of Banking Industry.

C. Development of Online Banking.

D. Functions of the “Brick-to-Click” Bank.

【答案】

【1】B

【2】A

【3】D

【4】C

【解析】

试题分析:本文属于说明文,主要说明网上银行的功能和优势,同时还说明了探索面临的挑战。

【1】B 细节理解题 根据Online banks are sometimes referred to as “brick-to-click” banks, both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking, as well as from “virtual” banks that have no physical branches or tellers whatsoever.可知,A,C,D都是网上银行的优点,只有B项不是,故此题答案为B

【2】A 细节理解题。第三段的首句为本段的中心句,提到了The challenge for the banking industrythat its customers will readily learn to use and trust it. 即银行业面对的挑战是让客户学习使用和信任这种新的服务,第三段后面的内容都是对中心句进行解释和说明。故答案为A,让网上银行变得具有吸引力。解答此题同样要注意同义句的转换。

【3】D 细节理解题。根据第二段最后一句Online banks are sometimes referred to as brick-to-click banks, both to tell them from brick-to-mortar banks that havent yet offered online banking, as well as from virtual(虚拟)banks that have no physical branches or tellers whatsoever.可知,网上银行有时候被称作是brick-to-click 银行,不同于没有网上银行业务的 brick-to-mortar 银行; 网上银行也是虚拟银行,没有实体的分行,故A不对;C选项中no better than 意为 ... 一样不好, 与文意不符。在第三段最后一句 “… fully functional online banking will likely become as commonplace as automated teller machines (ATM).中,注意 will likely , 故B选项不对。网上银行当然是使用鼠标进行操作了。故D正确。

【4】C 标题概括题。这篇短文是以说明online 即brick-to-click bank为主的,不仅提到了它的功能,还提到了它的优势,它数量的增加,它面临的挑战等,所以C项网上银行的发展与文章主题最合适。故选C。

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【题目】书面表达

请阅读下列短文,并按照要求用英语写一篇150词左右的文章。

Following a four-day meeting of the Communist Party of China Central Committee in Beijing, the central government announces that China allows two children for every couple.

The People's Congress at provincial level or its standing committee has revised local regulations or made new ones, with the support and guidance of the National Health and Family Planning Commission, Jiang said.

"The number of new births will definitely increase in the coming years and we estimate that the peak will be over 20 million newborn babies," said Wang Pei'an, vice-minister of the National Health and Family Planning Commission.

At present, about 60 percent of China's child-bearing women are over 35 years old, which means an increase of 'elderly' mothers will be witnessed in China in the next few years, Wang said in a news release on Friday.

"It's safe to say that the two-child policy won't bring huge pressure on food security and basic public services, such as health, education and employment," Wang said. He estimated that another 30 million working people aged between 15 and 59 will be added by 2050. "It will benefit economic growth in the long term," Wang added.

【写作内容】

1. 有约30个单词写出上文概要;

2. 有约120个单词就二胎政策这一话题谈谈你的看法,内容包括:

(1)你同意你父母亲生二胎吗?表明你的态度并说明理由(至少2点);

(2)试分析中国实行二胎政策的好处。(至少两点)

参考词汇:兄弟姐妹:sibling

【写作要求】

1. 在作文中可以参照阅读材料的内容,但不能直接引用文中原句。

2. 作文中不能出现真实姓名和学校名称。

3. 不必写标题。

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【题目】根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

A lot of people live their lives having no clue what they want. If you ask me, I’d like to point out that you have only one life.____ 【1】___You should start right now!

If you don’t want to spend your life wandering aimlessly, you can use the following four tips to find out exactly what you want in life.

1.Regret nothing

It’s your life. It’s time for you to live it exactly the way you want to. If you constantly regret things you did or didn’t do in the past, then you won’t be able to move forward. Don’t live in the past. __2___

2. Figure out what you need

Sometimes it’s hard to figure out what you need. ___3___ Is it your family? The freedom to express yourself?Love?Financial security?Something else? If it helps, you can make a list of priorities. Also think about the kind of legacy (遗产)you want to leave behind.

3. Let people around you know what you’re trying to achieve

___4___Voice them all out! If you tell people what you’re trying to accomplish, they will most likely support you and give you new ideas.

4. Stay positive.

Life doesn’t always go the way you want it. Don’t feel discouraged as your plans stray(偏离). Take control. ___5___You will get there someday. You’re just taking a little detour. Sometimes a positive attitude is all you need to keep going.

A. Live in the present and the future!

B. Don’t keep your goals and desires to yourself.

C. Sit down and think about what you need the most.

D. Instead of going crazy, try your best to deal with the changes.

E. Setting a goal can help you experience everything you want in life.

F. You should get the most out of it and do things that make you happy.

G. Once you find the thing that makes you happy the most, you will have a clear idea of what you should strive for.

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