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  When I was in high school? most of my friend had bicycles. I hoped I could also have it. One day I saw a second-hand bicycle, that was only one hundred yuan. I asked my father the money. But he said he could only give me half of the money. He should find the other half myself. So I went to sell newspapers after the school. My father was pleasing when I showed him the money a month after. He gives me the other fifty. You can imagine how much happy I was when I rode to school on my own bicycle.

IV.   When I was in high school, most of my friend had bicycles. I hoped I could also

friends

have  it . One day I saw a second-hand bicycle,   that was only one hundred yuan. I

one which asked my father A the money. But he said he could only give me half of the money, for

He should find the other half myself. So I went to sell newspapers after tK^ school. T

My father was pleasing when I showed him the money a month after. He gives me the

pleased                                                                later gave

other fifty. You can imagine how mh^h happy I was when I rode to school on my own bicycle.

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B

Eat your vegetables. Wash your hands. Always say "please" and "thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea about how to manage their money.

Here are some basics that will help guide them their entire lives:

Show them the future. If your 13-year-old girl were to save $ 1,000, invest(Ͷ×Ê)it at 8% and add $ 100 every month, by the time she is 65, she would have $ 980,983!

Be careful of credit. Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means pay?ing off your debt on time. Explain to your children that when you buy some?thing using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience. Suppose your child wants a new bicycle that costs $ 150. Rather than paying the cash, give him some regular pocket money and explain that by putting aside, say, $ 15 each week, he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving. " For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot," says Cathy Pareto, expert in money planning.

Explain your values. Values and money are deeply intertwined(Ïà¹Ø)£¬ says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, Td rather save that money for your educa?tion' advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.

5.The writer gives some basics to help______  in a proper way.

 A. parents teach their children how to deal with money

B. children follow their parents' instructions

C. children manage their money

D. parents save their money

6. The underlined word "incentive" in Paragraph 6 means_____ .

A. honour         B.  praise      C.  excitement   D. encouragement

7.What leads the writer to writing this article?

 A. Parents want to know how to educate their children.

B. He wants to share his good ideas about money matters.

C. He thinks money management the most important for children.

D. Parents care little about their children's management of money.

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