Want to be smarter with your money? Here’s how.

       1.   Many kids quickly spend every dollar they receive, while others save their money, rarely buying anything. But what you want is a balance between saving and spending. Consider the 25--50--25 rule. Out of every dollar you receive, allow yourself to spend 25cents to buy gifts for family or give to charities.

  2.   The T--shirt looks so cool in the store. But when you get it home, you wonder why you wasted your money. Sound familiar? This often happens with impulse purchases(冲定性购买). Advice: Rather than buying the T--shirt right away, spend a few days thinking about whether it’s really the best use for your money.

Challenge yourself. It’s hard to save money just for the sake of saving money.   3.__  Suppose you want a skateboard. Find out how much it costs and then decide how much you will save each week.   4.  That will make you even more determined to stick with it.

Prove your worth. Want your parents to give you more pocket money? Sure, it helps to do some housework and get good grades.   5.   If you show you are a good saver and a careful spender, your parents are more likely to trust you with more pocket money.

A. Wait a week.

B. Keep your balance.

C. Stop buying cloths.

D. What you need are goals.

E. But the real key is to prove you know how to handle money.

F. You might even tell your parents and friends about your plan.

G. Form a good habit of saving money whenever it is possible.

 

TEENSGIVING in SPRING 2010

Frequently Asked Questions

What is TEENSGIVING?

TEENSGIVING is an exciting yearly event where hundreds of New York City teens gather together annually for a remarkable day of community service. This year, TEENSGIVING in SRING 2010 participants will once again better New York City and impact thousands of lives!

When is TEENSGIVING in SPRING2010?

SUNDAY, APRIL 25, 2010

Where is TEENSGIVING?                 

All over New York City. Everyone will meet at the 92nd Street Y (92nd and Lexington) at 9:00 AM for the event kick-off. Then, all TEENSGIVING volunteers will disperse across the city to work with our partnering agencies where they will make a HUGE difference and have fun!

Who participates in TEENSGIVING?

Hundreds of teenagers from around the city. Teens come from the 92nd Street Y, various city schools, youth groups, and organizations in the area. In addition, many adult volunteers (aged 21 and older) will donate their time to TEENSGIVING in SPRING 2010.

What projects do participants do at the agencies?

Sample projects include painting park benches, planting gardens, visiting and playing with underprivileged children, assembling craft kits for children in hospitals, assisting at animal shelters, working at soup kitchens, delivering meals and celebrating with families at homeless shelters.  

Do I get anything for participating in TEENSGIVING?

Yes! Everybody benefits! Teen volunteers will receive *6 hours* of community service credit, good towards honor society, high school graduation and college application requirements. Adult volunteers will be “thanked” with a light breakfast, a gift certificate for their troubles, and the satisfaction of helping our city’s youth contribute to their community. In addition, all teen and adult volunteers will receive a cool TEENSGIVING in SPRING 2010 T-shirt.

This sounds awesome! How do I register for TEENSGIVING in SPRING2010? Interested teens and/or adults should e-mail the TEENSGIVING Coordinator Josh Hyman at jhyman@92Y.org (subjet:TEENSGIVING) to receive more information and to register for this fantastic event!

**Teens can also contact their school’s Community Service Advisor**

TEENSGIVING is sponsored by the 92nd Street Y.

1.TEENSGIVING is an event which is held ______.

  A. from time to time            B. once every year

C. every two years              D. twice a year

2.Teenagers may do all the following in the event EXCEPT ____

A. watering flowers          

B. cooking

C. cleaning streets             

D. taking care of animals

3.An adult volunteer may get ____ for his time devoted to TEENSGIVING in SPRING 2010.

A. community service credit and a T-shirt

B. a high school certificate and a light breakfast

C. a T-shirt and a gift certificate

D. a gift certificate and community service credit

4.The writer’s purpose in writing this passage is to _______.

    A. inform readers of some frequently asked questions

    B. introduce TEENSGIVING in SPRING 2010 to readers

    C. encourage readers to ask more questions about TEENSGIVING

    D. call on readers to participate in TEENSGIVING in SPRING 2010

 

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