In Western countries people have been using the installment (分期付款) plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U.S.A.,the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment (预付定金) when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment,There is,
however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment.
If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts, there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit,it becomes more likely to have a depression (萧条). This is why, in some countries,the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
【小题1】 Which of the following is NOT TRUE about the installment plan?

A.A lot of British families use the installment plan. "
B.More than 10 percent of American families buy things on installments.
C.Americans depend more on installment than British people do.
D.Americans spend one tenth of their income on installment buying.
【小题2】 Goods bought on installments are more expensive than goods bought by cash because_______.
A.the buyer has to pay extra money as interest
B.the delivery of the goods charges extra money
C.the buyer has to pay adown payment
D.the service offered by installment plan charged extra money
【小题3】 What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A.He might lose his job.
B.He will stop owning the item he has bought.
C.He will have to setl what he has bought.
D.He will go into debt.
【小题4】 The advantage of installment buying might include all the following EXCEPT that________.
A.purchasing power is strengthened
B.employment might be increased
C.people develop a good habit of saving money
D.young couples are able to furnish their homes
【小题5】In some countries, the governments control the installment plan to_______.
A.increase employment
B.avoid depressions
C.ensure that businesses make good profits
D.ensure that people can pay for what they buy


( D )
In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
56. Which of the following is NOT true about the installment plan?
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying.
57. Goods bought on installments are more expensive than goods bought by cash because ______.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
58. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
59. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
60. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy

In Western countries people have been using the installment (分期付款) plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U.S.A.,the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.

     The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment (预付定金) when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.

     Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment,There is,

however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment.

If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts, there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit,it becomes more likely to have a depression (萧条). This is why, in some countries,the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.

1. Which of the following is NOT TRUE about the installment plan?

    A. A lot of British families use the installment plan. "

    B. More than 10 percent of American families buy things on installments.

    C. Americans depend more on installment than British people do.

    D. Americans spend one tenth of their income on installment buying.      

2. Goods bought on installments are more expensive than goods bought by cash because_______.

    A. the buyer has to pay extra money as interest

    B. the delivery of the goods charges extra money

    C. the buyer has to pay adown payment

    D. the service offered by installment plan charged extra money

3. What will happen to a buyer if he fails to make the full payment for an item bought on installments?

    A. He might lose his job.

    B. He will stop owning the item he has bought.

    C. He will have to setl what he has bought. 

    D. He will go into debt.

4. The advantage of installment buying might include all the following EXCEPT that________.

    A. purchasing power is strengthened

    B. employment might be increased

    C. people develop a good habit of saving money

    D. young couples are able to furnish their homes

5.In some countries, the governments control the installment plan to_______.

    A. increase employment

    B. avoid depressions

    C.ensure that businesses make good profits

    D.ensure that people can pay for what they buy

 

完形填空(共20小题,每小题1.5分,满分30分)

    阅读下面短文,掌握其大意,然后从下列各题所给的四个选项(A、B、C和D)中,选出最佳选项.

As a young reporter, Sparky asked Lu Haoting, a business reporter from China Daily, for help on interviewing.He found that interviewing people is not as  1.  as just asking questions.To his  2.  , journalists also need to do a lot of homework  23  an interview.

Lu shared her  3.  of a recent interview with the president of Boeing China, David Wang, with Sparky.

There are two  4.  of interviews, inclusive (群访) and exclusive (专访).The inclusive interview is 5.  in the form of a press conference.

In a(n) 6. interview, only you and the interviewee talk  7.  .You need to  8. all your questions for both types of interviews  9.  .

"  10.  you don't prepare, you will ask some silly questions and  11.  your time," Lu said.

"I wanted to know Boeing's new strategy in the Chinese market. 12.  I checked out over 20 reports from different newspapers about Boeing and its rival, Airbus," Lu said.She also found useful  13. about the two companies on their websites.

On many occasions, interviewees  14.  journalists to provide a question list in advance of an interview.In order to  15.  a proper objective story Lu also interviewed some  16.  to get their comments on Boeing's performance in China.

17.  her interview with David Wang only lasted about half an hour, her  18.  helped her to ask many good questions about Boeing's development in China.

"After a successful interview, you always find all that homework was really  19.  it," Lu told Sparky.

20.A.interesting       B.simple           C.general          D.interactive

21.A.excitement        B.disappointment   C.surprise             D.delight

22.A.before            B.after                C.at               D.in

23..A.idea                B.opinion          C.knowledge        D.experience

24..A.stages          B.kinds            C.steps            D.ways

25.A.almost            B.nearly           C.mainly           D.hardly

26.A.inclusive             B.exclusive            C.formal           D.informal

27.A.side by side      B.in secret            C.at work          D.face to face

28.A.prepare           B.think            C.find                 D.ask

29.A.in case           B.in memory        C.in advance       D.in mind

30.A.Though            B.As               C.Since            D.If

31.A.waste             B.take                 C.cost                 D.lose

32.A.But               B.So               C.Then             D.Now

33.A.comments      B.information      C.news             D.reports

34.A.insist            B.allow            C.require          D.agree

35.A.read              B.produce          C.make             D.form

36.A.experts           B.friends          C.businessmen      D.others

37.A.Then          B.Although             C.When             D.Until

38.A.homework      B.friends          C.attitude             D.search

39.A.realizing             B.behind           C.worth            D.helping

 

 

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