D

                           ★★★★☆

Question:

          I want to go to grm/wfl纪 sc/wo/ (研冗生院) ,but it seems really expensive. What's the best way to pay for it?

Answer:

Pick a school you know you can afford

       A big part of your decision will depend on the graduate programs available to you. I had thousands of dollars in student loan debt freim being an w/2办rgradwafe (本科生) at New York University when I made the decision to go to graduate school for journalism. So I searched for a program that wouldn’t  cost a lot. Looking back,I'm  glad I chose to go to the City University of New York,a public school,because I graduated with almost no debt at all.

Exhaust scholarships and grants before you take out loans 

       You probably remember hearing this when you applied to college,but there's a huge number of scholarships available,some of which don't get a lot of applicants. Search for professional organizations focusing on the field you* re interested in,for example,and see if they offer graduate scholarships.

Borrow only the amount you need 

       When you* re accepted to graduate school,you 11  get a financial aid award letter,which will include federal and private loans to cover the cost that scholarships and grants won,t. But you don't need to take the full amount of loans your school offers you. Reduce the amount of loans you take on io the smallest by graduating on time,so you don't have to borrow additional money,and by paying the interest on your federal loans while you* re in school.

Pick the right student loan repayment strategy 

      When it's  time to pay back your graduate school loans,there are lots of ways to make your monthly bills manageable. If you have federal loans,you can choose from six repayment plans,some of which tie your monthly payments to your income. If you don't earn enough to afford the 10-year standard repayment plan,you can pay up to 10% of your income on income-based repayment or the Pay As You Earn plan instead.

13. The author mentioned his experience mainly to show that it's  important to .

   A. go to a public school

   B. choose a good university

   C. graduate without any debt

   D. pick an affordable graduate school

14. What does the underlined part “Exhaust scholarships and grants” in the text mean?

   A. Use all scholarships and grants.

   B. Apply for all scholarships and grants.

   C. Leam.about all scholarships and grants.

   D. Apply for the biggest scholarship or grant.

15. In the author's  opinion,graduate school students should .

   A. avoid some extra expense

   B. cover all costs with scholarships

   C. avoid getting too high loans

   D. choose federal loans instead of private ones

16. What is mainly suggested in the last paragraph?

   A. Finding a well-paid job. 

   B. Paying back your loans wisely.

   C. Paying off your loans in ten years.

   D. Refusing the Pay As You Earn plan.

阅读下列短文,从每题所给的四个选项(A. B、c和D) 中,选出最佳选项。

                     A

                    ★

   The pupils of Grangetown High have beer busy getting to know their  newest and tallesl classmate — a 7-meter-tall giraffe outside theii school.

   The giaffe is a huge (雕像) made by a local artist. The schoor s headmaster noticed jhe sculpture in the artist,s garden as he drove past one day,and thought it would be perfect for his school. ul knew everyone would love it/' he said, "because our basketball team is known as the Grangetown Giraffes,and they wear gkaffes on their shirts. So I asked them to write a letter to the artist,asking how much it would cost to bu? the giraffe. He was very kind and'got it ready to i/e/zver (递送) in six weeks — all for nothing!It was expected to arrive one Sunday morning,so that the pupils would see it \vhen they got to school on Monday 一 at that time they had no idea that we were getting it."

    The artist,Tom Bennett,was a university (教授) of chemistry before lie left th?t job in 2006 and only took up metalwork a couple of years ago. uv ve always drawn pictures,w he said. “I can even remember doing it on my first day at school — I drew a horse. I wanted it to be the best horse picture ever,but I don't think I succeeded." Tom’s first metalwork was ? bicycle for two that he and his wife could go cycling on together. “It was the most uncomfortable bike ever created,” he said ,“so I ga\ up making bicycles and went into sculpture instead."

    Meanwhile the pupils at Grangetown High are very happy with their new classmate. re going to hold a coftipetition to give it a proper name,” said one girl. “Everyone likes the expression on its face,so perhaps that will give US some ideas."

21. According to the text,the giraffe .

   A. was as tall as a basketball player

   B. was given to Grangetown High for free 

    C. was sent to Grangetown High on Monday  

    D. was specially made for a basketball team

22. When the pupils got to school on Monday,they probably felt.

   A. shy        B. sad

    C. excited     D. confident

23. What can we learn about Tom Bennett?

   A. He showed interest in art at an early age.

   B. He was good at drawing,especially horses,

    C. He visited Grangetown High as a professor.

   D. He learned a lot about sculpture at university.

24. What's the main idea of the text?

   A. It was a difficult job to name a giraffe.

   B. Tom Bennett is well-known as a sculptor,

    C. The Grangetown Giraffes is a strong team.

   D. A metal giraffe arrived at Grangetown High.

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