Question

 

EAT YOUR VEGETABLES. Wash your hands. Always say“please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to-manage their money.

Here are some basics that will help guide them their entire lives：

Show them the future. If your 13-year-old girl were to save＄1,000，invest（投资）it at 8%and add＄100 every month，by the time she's 65，she would have＄980,983！

Be careful of credit（信用）．Credit cards can help you buy necessary things and build a credit history，but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card，you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash，give him some regular pocket money and explain that by putting aside，say ＄15 each week，he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.

Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”，advises Gallo. Every time you spend or don't spend money，you have a chance to share your values.

 

1.The writer gives some basics to help______in a proper way.

A. parents teach their children how to deal with money

B. children follow their parents' instructions

C. children manage their money

D. parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should _______.

A. give him some regular pocket money

B. encourage him to put money away for it

C. explain to him the importance of investment

D. tell him to save some money by using a credit card

3.The underlined word“incentive" in paragraph 6 means _____.

A. honor            B. praise            C. excitement        D. encouragement

4.What leads the writer to write this article?

A. Parents want to know how to educate their children.

B. He wants to share his good ideas about money matters.

C. He thinks money management the most important for children.

D. Parents care little about their children's management of money.

 

Answer 1

【答案】

1.A

【分析】从整个文章来看，是写给父母的建议。

【高考考点】信息推断

【易错点】：C因为没有把握文中人称所指以及文章的真正含义

【备考提示】：把握全文，合理推断。

2.B

【分析】从Teach patience这一节可以得出正确答案。

【高考考点】细节理解

【易错点】：可能因为不能理解put money away和put money aside是同义而不能正确作答

【备考提示】：找准相关细节，准确理解句子含义是作好细节题的关键

3.D

【分析】从文章For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,可以看出，应该是这儿应该是“鼓励，激励”的一种措施

【高考考点】词义推测

【易错点】：因不能正确理解Provide incentive就是整个这一段的中心句，从而错误作答

【备考提示】：联系下文，准确把握彼此关系，抓住关键语句，是此题的关键。

4.D

【分析】根据文章第一段可以看出作者写这篇文章的原因和目的。B项太过笼统。AD与原文不符。

【高考考点】推理判断

【易错点】：因不能抓住文章的中心段落而盲目作答

【备考提示】：把握细节、抓住中心、合理推断是解析此题的关键