题目内容

阅读理解

  Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller interactions in an increasingly competitive banking environment.

  Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking.Online banks are sometimes referred to as “brick-to-click” banks, both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking, as well as from “virtual” banks that have no physical branches or tellers whatsoever.

  The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it.Most of the large banks can now offer fully safe, fully functional online banking for free or for a small cost.As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines(ATM).

  Online banking has a lot of advantages.Unlike your corner bank, online banking sites never close; they’re at hand 24 hours a day, seven days a week, and they’re a mouse click away.If you’re out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business.Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds.Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

(1)

The word “eliminate” in the first paragraph probably means “_________”.

[  ]

A.

Keep

B.

remove

C.

reduce

D.

improve

(2)

What is the challenge for the banking industry according to the text?

[  ]

A.

To make online banking attractive.

B.

To open new services all over the world.

C.

To offer online banking for free.

D.

To take care of business 24 hours a day.

(3)

From the text we can conclude that _________.

[  ]

A.

“brick-to-click” banks are in fact another kind of physical banks

B.

the function of a “brick-to-click” bank is as common as that of an ATM

C.

a “ brick-to-motar” bank is no better than a virtual one

D.

customers can deal with their banking by a mouse click

(4)

What would be the best title for this text?

[  ]

A.

Banking of Various Forms

B.

Improvement of Banking Industry

C.

Development of Online Banking

D.

Functions of the “Brick-to-Click” Bank

答案:1.B;2.A;3.D;4.C;
解析:

(1)

本题为猜测词义题。网上存钱当然就用不着昂贵的“paper handling or teller(出纳员)interactions”了,所以eliminate的意思是“除去”。

(2)

本题为细节题。根据第三段“The challenge(挑战)for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it.”可知网上银行努力使人们乐意学习使用它,并信任它,也就是要使它有吸引力。

(3)

本题为推断题。网上银行当然是使用鼠标进行操作了。A项中physical banks 是与虚拟的银行相对的;B项的意思是网上银行的功能和ATM一样,原文中的意思是功能齐全的网上银行和ATM一样平凡;C项中no better than的意思是as bad as,原文中得不出这样的结论。

(4)

本题为归纳标题题。这篇短文是以说明on line 即brick-to-click bank为主的,但不只是说它的功能,还提到了它的优势\,它数量的增加\,它面临的挑战等,所以C项最合适。


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阅读理解

  In the middle of winter, when snow is falling in many parts of the United States. Scientists have sounded the sun this summer. The warning: The sun’s summer time rays are more dangerous than once thought.

  A team of scientists from 80 nations recently reported to the United Nations that a layer of ozone(臭氧层) in the atmosphere, which protects humans from harmful levels of ultraviolet (紫外的) radiation, will be thinner over the United States this summer. The thinner layer allows more ultraviolet rays from the sun to reach earth. The extra amount of ultraviolet radiation could cause an increase in the number of cases of skin cancer.

  Scientists first became concerned about the ozone layer in the mid-1980s when a hole was discovered in the layer above Antarctic during the winter. The hole was caused by chemicals used in refrigerators and air conditioners. When these chemicals are sent out into the atmosphere, they produce gases that destroy the ozone.

  Concern about the protective ozone layer rose more recently when data (数据) from satellites and ground stations showed that ozone levels were dropping over areas other than Antarctic. Low ozone Levels were recorded in the spring and summer over the United States and over other populated areas in the world.

  Although many countries have already begun stopping the use of ozone-destroying chemicals, the new findings are? expected to advance the timetable for a total ban(禁止) of the chemicals.

1.The scientists have observed the ozone layer ________.

[  ]

A.since 1980
B.since last winter
C.for more than 10 years
D.for about one year

2.The ozone layer in the atmosphere can ________.

[  ]

A.do a lot of good to human beings in many ways

B.protect humans from diseases caused by bad weather

C.do a lot of harm to human beings in the summer time

D.protect humans from harmful levels of ultraviolet radiation

3.Scientists first found that there was a hole in the ozone layer ________.

[  ]

A.above Arctic during the winter in the mid-1980

B.above Antarctic during the winter in the mid-1980

C.over somewhere in the north of the equator in 1980

D.over somewhere in the summer time in the mid-1980s

4.The damage to the ozone layer was caused by ________.

[  ]

A.the changeable weather

B.ozone-destroying chemicals

C.chemicals from refrigerators

D.chemicals from air conditioners

5.Which of the following is NOT true?

[  ]

A.The use of ozone-destroying chemicals have already been stopped.

B.The ozone levels in the spring and summer over the USA were low.

C.More and more people have begun to protect the natural surroundings.

D.Many countries have already taken measures to protect ozone layer.

阅读理解

  Some kids start to drink alcohol(酒精)at a young age.They think it is part of becoming an adult.They also think drinking is not that bad because so many people do it.They feel it is not as bad as taking drugs.It is easy for kids to get liquor(酒精饮料)by using fake identification(伪造证件).

  Parents may start to notice a change in their child's behavior if the child starts drinking.Kids who drink sometimes stop doing things they normally liked to do.They may keep telephone calls and meetings a secret and not want anybody to touch their things.They act moody(喜怒无常)and do not have the same eating and sleeping habits.

  Parents need to stay involved in their kids' lives.They should talk to their children about their problems to be aware of any change.

  Parents can be the best protection.Children who get a lot of love can feel good about themselves.It helps them resist(抵抗)doing bad things even when other kids are doing them.Parents can help set a good example by not drinking and driving.They can have firm rules in the home that everyone follows.

  Give the children good ideas on how to say“no”to drinking, even when they are at a party.Try not to overreact or panic if the child tries alcohol.How you handle it can affect their attitude.It may be helpful to talk to other parents about setting up curfews(宵禁令)and rules about parties or other events.

(1)

Which of the following is NOT the reason why some kids have an early start of drinking?

[  ]

A.

They want to show their maturity(成熟)by drinking alcohol.

B.

Drinking alcohol is much cooler than taking drugs.

C.

They are affected by many other people around them.

D.

They can get liquor easily.

(2)

According to the passage, what changes may happen to the kids who start drinking?

[  ]

A.

Nothing serious will happen to them.

B.

They keep the same eating and sleeping habits.

C.

They can control their moods quite well.

D.

Sometimes they act secretly.

(3)

According to the writer, if parents find their children try alcohol, they had better ________.

[  ]

A.

punish them at once

B.

ask the police for help

C.

ask their children's friends for help

D.

set up curfews and rules about parties or other events with other parents.

(4)

Which is the main subject discussed in the passage?

[  ]

A.

Teen health

B.

Teen education

C.

Teen drinking

D.

Parents' worries

(5)

From the last sentence of the first paragraph, we can see ________.

[  ]

A.

if you are not an adult, you can't buy liquor according to the law

B.

the children can buy liquor without using fake identification.

C.

there isn't any ban on buying liquor for children

D.

using fake identification is allowed.

阅读理解

  Sydney-A shark savaged a schoolboy's leg while he was surfing with his father at a beach in Sydney on February 23.It was the third shark attack along the coast of Australia's largest city in a month.

  The 15-year-old boy and his father were in the water off Avalon, on Sydney's northern beaches, around dawn when he was attacked.The city's beaches are packed with locals and tourists during the summer months.

  “The father heard a scream and turned to see his son trashing(扭动)about in the water,”police said.“Fortunately, the shark swam away and the boy was helped to shore by his father.”

  Lifesaving Club spokesman Nick Miller said,“It got him around the top of his left leg and the father came and dragged his out of water.”He said the boy was bleeding heavily when he was brought to the shore.“There was a lot of pain, as you can imagine.”The teenager was airlifted to hospital for treatment for leg injuries.

  Police said the bites“cut through to the bone”, but the boy did not appear to have sustained any fractures(骨折).He was in a stable condition now.

  Several beaches were closed after the attack.Water police and lifeguards were searching for the shark, while police hoped to identify its species by the shape of the bite marks.But they said it was too early to say what type of shark attacked the boy.“I don't even know if he saw it,”Miller said.

  Many shark species live in the waters off Sydney's beaches, but attacks on humans are still relatively rare.However, there were two attacks on successive days earlier this month, one on a navy diver in Sydney harbor, not far from the famous Opera House, and the other on a surfer at the city's world-famous Bondi beach.

  Fishermen say shark numbers are on the rise.There is a ban on commercial fishing in the harbor, which has increased fish stocks.Marine experts also claim environmental protection has created a cleaner environment, attracting sharks closer to the shore as they chase fish.Many shark species, including the Great White-the man-eaters made famous in Steven Spielberg's Jaws-are protected in Australian waters.

(1)

What do we know about the city of Sydney from the passage?

[  ]

A.

It is one of the largest cities in Australia.

B.

Sydney harbor is not far from the famous Opera House.

C.

There are many locals and tourists on its coast all the year round.

D.

There are few shark species in the waters off Sydney's beaches.

(2)

The underlined word“savaged”in the first paragraph probably means“________”.

[  ]

A.

attracted

B.

dragged

C.

bit

D.

packed

(3)

About the injury of the boy we know that ________.

[  ]

A.

he was losing much blood when he was dragged out

B.

he was very nervous when he was sent to hospital

C.

he may be in danger of losing his leg

D.

he was injured in the right leg

(4)

All the following are the causes of Australia's sharks increasing EXCEPT that ________.

[  ]

A.

environmental protection has created a cleaner environment

B.

a ban on commercial fishing has increased fish numbers

C.

many shark species are protected in Australian waters

D.

the film Jaws has made the Great White famous

阅读理解

  Sydney-A shark savaged a schoolboy’s leg while he was surfing with his father at a beach in Sydney on February 23.It was the third shark attack along the coast of Australia’s largest city in a month.

  The 15-year-old boy and his father were in the water off Avalon, on Sydney’s northern beaches, around dawn when he was attacked.The city’s beaches are packed with locals and tourists during the summer months.

  “The father heard a scream and turned to see his son trashing(扭动)about in the water,” police said.“Fortunately, the shark swam away and the boy was helped to shore by his father.”

  Lifesaving Club spokesman Nick Miller said, “It got him around the top of his left leg and the father came and dragged his out of water.” He said the boy was bleeding heavily when he was brought to the shore.“There was a lot of pain, as you can imagine.” The teenager was airlifted to hospital for treatment for leg injuries.

  Police said the bites “cut through to the bone”, but the boy did not appear to have sustained any fractures(骨折).He was in a stable condition now.

  Several beaches were closed after the attack.Water police and lifeguards were searching for the shark, while police hoped to identify its species by the shape of the bite marks.But they said it was too early to say what type of shark attacked the boy.“I don’t even know if he saw it,” Miller said.

  Many shark species live in the waters off Sydney’s beaches, but attacks on humans are still relatively rare.However, there were two attacks on successive days earlier this month, one on a navy diver in Sydney harbor, not far from the famous Opera House, and the other on a surfer at the city’s world-famous Bondi beach.

  Fishermen say shark numbers are on the rise.There is a ban on commercial fishing in the harbor, which has increased fish stocks.Marine experts also claim environmental protection has created a cleaner environment, attracting sharks closer to the shore as they chase fish.Many shark species, including the Great White-the man-eaters made famous in Steven Spielberg’s Jaws-are protected in Australian waters.

(1)

What do we know about the city of Sydney from the passage?

[  ]

A.

It is one of the largest cities in Australia.

B.

Sydney harbor is not far from the famous Opera House.

C.

There are many locals and tourists on its coast all the year round.

D.

There are few shark species in the waters off Sydney’s beaches.

(2)

The underlined word “savaged” in the first paragraph probably means “_________”.

[  ]

A.

attracted

B.

dragged

C.

bit

D.

packed

(3)

About the injury of the boy we know that _________.

[  ]

A.

he was losing much blood when he was dragged out

B.

he was very nervous when he was sent to hospital

C.

he may be in danger of losing his leg

D.

he was injured in the right leg

(4)

All the following are the causes of Australia’s sharks increasing EXCEPT that _________.

[  ]

A.

environmental protection has created a cleaner environment

B.

a ban on commercial fishing has increased fish numbers

C.

many shark species are protected in Australian waters

D.

the film Jaws has made the Great White famous

阅读理解

  A ban on smoking in public places has come into force in China – home to a third of the world's smokers.

  The move is aimed at controlling the number of deaths from smoking-related diseases, running at a million a year.

  But the rules have been criticized, because they do not include punishments for those who choose to ignore them.

  Many business owners hate rules that force them to ban smoking on their premises(经营场所)because many customers do not like the rules and complain.

  The rules do not allow smoking in places like restaurants, hotels, railway stations or theatres, but not at the office.

  Employers have a duty to warn staff off the dangers of smoking but do not have to forbid them from lighting up at their desks.

  Shanghai introduced similar rules a year ago, but people do not seem to take much notice of them.Often you find people smoking at the next table while you are eating your meal or having a drink in a bar.The problem is that the rules do not include punishments for businesses or individuals who ignore them.

  It appears that many Chinese people are unaware of the dangers of smoking.Research suggests that only one in four knows the harm cigarettes of second-hand smoke can cause.

  Officials say they have to try to persuade people not to smoke to reduce the numbers dying from smoking-related diseases.

  At the same time the government makes a lot of money from the sales of cigarettes by the state-owned firm that makes and sells all tobacco products throughout the country.

(1)

The number of smokers in China makes up about ________ of the world's smokers.

[  ]

A.

66%

B.

44%

C.

33%

D.

55%

(2)

We can replace the underlined part in the passage with ________.

[  ]

A.

are concerned about

B.

are curious about

C.

don't know

D.

don't care

(3)

Why have the rules been criticized by some people?

[  ]

A.

Because those people don't want to be punished.

B.

Because they do not include punishments for those who choose to ignore the rules.

C.

Because the rules are ignored by all the people who smoke.

D.

Because nobody takes notice of the rules.

(4)

If the government wants to ban smoking in public places, ________.

[  ]

A.

only rely on educating people

B.

take more effective measures

C.

do punish those who ignore the rules

D.

let people know more about the dangers of smoking

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