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  A More than half of rich Americans have not shown their full wealth to their children,a new survey showed last Tuesday.

  The survey,published by the Bank of America? stud?ied the rich with$ 3 million or more in assets. It found that" surprisingly few of those surveyed have welldeveloped plans to preserve and pass on their assets to their children".

  The majority of the457 people surveyed are selfmade,first-generation rich. 52per cent of parents have,chosen not to tell their children just how wealthy they are,and15 per cent have given away nothing about the family wealth. One in three parents said they had never thought to do it.

  They are worried that their children would become lazy,spend money freely,make bad decisions and even be?come a target for gold diggers.

Only34 per cent strongly agreed that their children would be able to handle any inheritance (遗产) they plan to leave them.

  "There is an expectation about the wealthy parents that they have a responsibility to pass down their fortune to the next generation," said Sallie Krawcheck,former president of the Global Wealth and Investment Manage?ment of Bank of America. "Our research,however,uncov?ered changing views of what one generation owes the next."

The trend is led by the world's richest man Bill Gates,who promised in2008 that he would leave his$ 58 billion fortune to the charity started by him and his wife,the Bill and Melinda Gates Foundation (基金会) ,and not to his children.

  "We want to give it back to society in the way that it will have the most positive impact," he said.

  Of his plans for his children,Gates said, "I will give the kids some money but not a meaningful percentage... they will need to work but they will feel reasonably taken care of."

11. We can learn from the passage that      .

   A. rich parents may not know how to manage their inheritance

   B. rich parents don't equal rich kids,at least in the US

   C. American children don't get to inherit their parents' wealth

   D. poor children don't expect themselves to be as rich as their parents

12. According to the survey* most rich Americans      

   A. think they owe their children nothing

   B. think it best to give their money back to society

   C. doubt their children's ability to handle wealth

   D. are confident of their children's ability to handle wealth 

13. The underlined word "they" in Paragraph 6 refers to      

   A. responsible children

   B. Bill Gates and his wife

   C. rich children

   D. rich parents

14. From the last paragraph,we can see that Bill Gates wants to show         .

   A. the trend of leaving no inheritance to children

   B. the positive impact of charity on society

   C. the way of giving back to society

   D. the importance of independence for children

[文章大意]文章主要介绍了大多数美国富人处理他们资产的方式,并以此告诉人们保持孩子的独立性比金钱更重要。

11.B推理判断题。根据第二、三段可知,在美M,大多数富人不把他们所有的资产告诉孩子们,也不会让孩子们继承太多的资产,由此可以得出家长富有并不等于孩子富有。

12. C推理判断题。根据第五段"Only34 per cent strongly agreed that their children would be able to handle any inher?itance (遗产) they plan to leave them."可知,仅有34%的家长坚信他们的孩子有能力处理好将来留给他们的任何遗产,由此可以推出大多数家长对孩子处理资产的能力表示怀疑。

13. D同义猜测题。岡线词they所在的句子是there be结构的句子,其中that引导的是同位语从句,解释说明expecta?tion的内容,这里they指的是那些富有的家长们(the wealthy parents) 。

14. D推理判断题。根据最后一段可知,比尔v盖茨会给孩子们一些钱,但这些钱不多,他们将需要工作,但同时他们也会感觉到自己已经得到了合理的照顾,比尔•盖茨这样做的目的是不让孩子们过度地依赖父母,而是要让他们学会独立。

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  I had not seen my parents for a long time. Last Saturday I drove a long way to visit them,1      neither of them was at home. So I waited patiently at their home 2        their return. Not seeing them made me really3       .

  As I was walking around their bedroom,I4       little reminders of them. Some Christmas gifts were still 5        in boxes. There were 6        on the wall,which I guessed must have a7       meaning to them. What took my bi eath away was seeing my dad's emblems (徽章) from his military service of our country8      he was young. My father never 9        to us about the Korean War. As I looked at those emblems hanging 10        with all the photos that he treasures,I11       that this was an important part of his life,but I never spent the 12        in talking with him about it. The photos of my mum with her close 13        made me realize her life before she was my mum. I had been so 14        running my business to raise my own family that I 15       the chance to know about their past and experiences.

  We sometimes don't realize something is 16        for us until we have lost it,so it's not too late for us to talk to our parents about their past. I am writing my story to 17        everyone who is fortunate to still have their parents 18        to invest some time to learn about them. I am grateful to have 19        of my parents. So I still have time to talk with them. I hope that readers will 20        from my story and find the time to talk about those things in their life that mean so much to their par?ents.

1. A. and   B. but   C. or   D. so

2. A. for   B. to   C. of   D. in

3. A. frightened   B. embarrassed-   C. upset   D. excited

4. A. sought   B. took   C. needed   D. saw

5. A. kept   B. folded   C. hidden   D. covered

6. A. Santa Glaus   B. family trees   C. family photos   D. old clothes

7. A. simple   B. real   C. past   D. special

8. A. if   B. when   C. though   D. until

9. A. talked   B. explained   C. showed   D. referred

10. A. finally   B. clearly   C. proudly   D. openly

11. A. promised   B. declared   C. admitted   D. realized

12. A. courage   B. time   C. chance   D. energy

13. A. friends   B. teachers   C. students   D. children

14. A. strict   B. eager   C. busy   D. blind

15. A. rejected   B. avoided   C. delayed   D. missed

16. A. hopeful   B. important   C. careful   D. original

17. A. encourage   B. demand   C. require   D. warn

18. A. away   B. awake   C. around   D. alone

19. A. one   B. neither   C. either   D. both

20. A. make   B. benefit   C. change   D. recover

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