Question

Megan

   When I was younger,I spent all the money I got. After a couple of years,I began wondering why I didn’t have any savings. Things had to change. It was then that I opened a bank account. Even saving just a tiny amount each month can make quite a difference,so my advice would be for children like me to open an account and start saving.

Jamie

   My advice is abe strict and know what you,re spending”. I keep a budget(预算) so that I know exactly how much money I can spend on clothes,how much on going out with my friends and how much I need to save. I now work at the weekend,so I don't have to ask,my parents for pocket money.

Laura

    I always get pocket money from my parents. I would buy a coffee here or a sanSwich there,and even though that only means two or three pounds a time,it soon increases in amount. One day I made a list of all the things I'd bought that week and it really surprised me. I'd spent 30 pounds on,well,nothing really!If I could give anyone advice,I would tell them to always ask themselves,Do I really need this?” 

Olivia 

     My dad lost his job recently,so my pocket money stopped. Now I'm doing a part-time job on Tuesdays and Fridays. It isn't a lot,but it is enough. Not only have I become more responsible about money and how I spend it,but I feel good that I'm working for it and not just relying on my parents. My advice to anyone is not to expect money to always be there and make sure you save enough for a rainy day.

21. According to the text,Megan .

   A. has always spent money wisely

   B. finds it hard to save any money

   C. puts some of her money in the bank

   D. doesn't have to worry about money 

22. The underlined word “it” in Paragraph 3 probably refers to the money.

   A. Laura saved on food

   B. Laura spent on unimportant things

   C. Laura received from her parents

   D. Laura borrowed from her friends

23. Both Jamie and Olivia .

   A. have a part-time job

   B. get a lot of pocket money

   C. have opened a bank account

   D. spend a lot on clothes

24. The text is mainly about .

   A. making money

   B. borrowing money

   C. raising money

   D. managing money

Answer 1

21.C 22. B 23. A 24. D

21.C.细节理解题。由第一段中的I opened a bank account 和 Megan 给出 的建议可知，她现在会把一部分钱存进银行，故选C项。

22. B.篇章结构.题。由该段中的I would buy a coffee here or a sandwich there,and even though that only means two or three pounds a time 可 知，这儿买一杯咖啡，那儿买一个三明治，即便是一次只会用掉两三英 镑，可是这些钱累计起来就是一大笔，所以it在此是指花费在那些并不 重要的东西上的金钱，故选B项。

23. A.细节理解题。由第二段中的I now work at the weekend 和第四段中的 I'm doing a part-time job on Tuesdays and Fridays可知，他们俩都 有一份兼职工作，故选A项。

24. D.主旨大意题。由文中四位青少年 所讲述的亲身经历和他们所给出的 建议可知，本文主要是谈论如何理财的，故选D项。