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According to a recent survey on money and relationships,36% of people are keeping a
bank account from their partner.While this financial unfaithfulness may appear as distrust in
a relationship,in truth it may just be a form of financial protection.With almost half of all
marriages ending in divorce,men and women are realizing they need to be financially savvy,
regardless of whether they are in a relationship.
The financial hardship on individuals after a divorce can be extremely difficult,even more
so when children are involved.The lack of permanency in relationships,job and family life
may be the cause of a growing trend to keep a secret bank account hidden from a partner,
in other words,an"escape fund".
Margaret's story is far from unique.She is a representative of a growing number of
women in long-term relationships who are becoming protective of their own earnings.Every
month on pay day,she banks hundreds of dollars into a savings account she keeps from her
husband.She has been doing this throughout their six-year marriage and has built a nest egg
worth an incredible$100,000.Margaret says if her husband found about her secret savings
he'd be hurt and would take this as a sign that she wasn't sure of the marriage."He'd think it
was my escape fund so that financially I could afford to get out of the relationship if it went
wrong.I know you should approach marriage as being forever and I hope ours is,but you
can never be sure."
Like many of her fellow secret savers,Margaret was hurt in a former relationship and has
since been very guarded about her own money.
Coming clean to your partner about being a secret saver may not be all that bad.Take
Colleen for example,who had been saving secretly for a few years before she confessed to
her partner."I decided to open a savings account and start building a nest egg of my own.I
wanted to prove to myself that I could put money in the bank and leave it there for a rainy
day."
bank account from their partner.While this financial unfaithfulness may appear as distrust in
a relationship,in truth it may just be a form of financial protection.With almost half of all
marriages ending in divorce,men and women are realizing they need to be financially savvy,
regardless of whether they are in a relationship.
The financial hardship on individuals after a divorce can be extremely difficult,even more
so when children are involved.The lack of permanency in relationships,job and family life
may be the cause of a growing trend to keep a secret bank account hidden from a partner,
in other words,an"escape fund".
Margaret's story is far from unique.She is a representative of a growing number of
women in long-term relationships who are becoming protective of their own earnings.Every
month on pay day,she banks hundreds of dollars into a savings account she keeps from her
husband.She has been doing this throughout their six-year marriage and has built a nest egg
worth an incredible$100,000.Margaret says if her husband found about her secret savings
he'd be hurt and would take this as a sign that she wasn't sure of the marriage."He'd think it
was my escape fund so that financially I could afford to get out of the relationship if it went
wrong.I know you should approach marriage as being forever and I hope ours is,but you
can never be sure."
Like many of her fellow secret savers,Margaret was hurt in a former relationship and has
since been very guarded about her own money.
Coming clean to your partner about being a secret saver may not be all that bad.Take
Colleen for example,who had been saving secretly for a few years before she confessed to
her partner."I decided to open a savings account and start building a nest egg of my own.I
wanted to prove to myself that I could put money in the bank and leave it there for a rainy
day."
1. The trend to keep a secret bank account is growing because________.
A."escape fund" helps one through rainy days
B.days are getting harder and harder
C.women are money sensitive
D.financial conflicts often occur
B.days are getting harder and harder
C.women are money sensitive
D.financial conflicts often occur
2.The underlined word "savvy" in Paragraph 1 probably means________.
A.suspicious
B.secure
C.wise
D.simple
B.secure
C.wise
D.simple
3.Which inference can we make about Margaret?
A.She is a unique woman.
B.She was once divorced.
C.She is going to retire.
D.She has many children.
B.She was once divorced.
C.She is going to retire.
D.She has many children.
4. The author mentions Colleen's example to show________.
A.any couple can avoid marriage conflicts
B.privacy within marriage should be respected
C.everyone can save a fortune with a happy marriage
D.financial disclosure is not necessarily bad
B.privacy within marriage should be respected
C.everyone can save a fortune with a happy marriage
D.financial disclosure is not necessarily bad
5. Which of the following is the best title of this passage?______.
A.Secret savers
B.Love is what it's worth
C.Banking honesty
D.Once bitten,twice shy
B.Love is what it's worth
C.Banking honesty
D.Once bitten,twice shy
1-5ACBDA
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If you want to be a success, study at the University of Waikato is right for you. The university is
internationally recognized for its excellence and achievements. It will help you develop advanced research
skills. As a university student you can get first-class research facilities (设施) with trained teachers to help,
support and advise you in your study. We pride ourselves on our high standards, our research success and
our international recognition. For further information: info@waikato.ac.nz. Degree
We offer a wide choice of bachelor's degrees (学士学位) for international students,which includes: Arts,
Communication Studies, Social Sciences, etc. Bachelor of Music and Bachelor of Education are only for
New Zealand citizens. For further information: deg@waikato.ac.nz.
Tuition Fees(学费)
Tuition fees are different from department to department, generally from $ 5,000 to $ 6,000 a year. For
further information:tui @ waikato.ac.nz. Accommodation (住宿)
You can have a room in a 4-bedroom flat, which will cost about $ 100 a month with other regular living
costs of about $ 150 a month for one person. For further information: acc@waikato.ac.nz.
Health
The Student Health Service provides excellent medical services for students. The Medical Centre is open
five days a week, including student holidays with four doctors and nurses to meet your medical needs. For
further information: heal@waikato.ac.nz.
Sports
The Centre is a great place to have sports activities. Trained exercise teachers can help you work out a
training plan and keep you active. The sports hall has volleyball,basketball and indoor football courts and a
swimming pool as well. There are also a large number of sports clubs at Waikato. For further information:
sports@waikato.ac.nz.
internationally recognized for its excellence and achievements. It will help you develop advanced research
skills. As a university student you can get first-class research facilities (设施) with trained teachers to help,
support and advise you in your study. We pride ourselves on our high standards, our research success and
our international recognition. For further information: info@waikato.ac.nz. Degree
We offer a wide choice of bachelor's degrees (学士学位) for international students,which includes: Arts,
Communication Studies, Social Sciences, etc. Bachelor of Music and Bachelor of Education are only for
New Zealand citizens. For further information: deg@waikato.ac.nz.
Tuition Fees(学费)
Tuition fees are different from department to department, generally from $ 5,000 to $ 6,000 a year. For
further information:tui @ waikato.ac.nz. Accommodation (住宿)
You can have a room in a 4-bedroom flat, which will cost about $ 100 a month with other regular living
costs of about $ 150 a month for one person. For further information: acc@waikato.ac.nz.
Health
The Student Health Service provides excellent medical services for students. The Medical Centre is open
five days a week, including student holidays with four doctors and nurses to meet your medical needs. For
further information: heal@waikato.ac.nz.
Sports
The Centre is a great place to have sports activities. Trained exercise teachers can help you work out a
training plan and keep you active. The sports hall has volleyball,basketball and indoor football courts and a
swimming pool as well. There are also a large number of sports clubs at Waikato. For further information:
sports@waikato.ac.nz.
1. If you want to get more information about arts, you can write to _____.
2. You have to pay at least _____ a year if you study at the University of Waikato.
A. $5,250
B. $8,000
C. $9,000
D. $11,000
B. $8,000
C. $9,000
D. $11,000
3. According to the text,what will you do if you are ill during Christmas holidays?
A. Go to a hospital nearby.
B. Buy some medicine in a drug store.
C. See a doctor at the school medical centre.
D. Try to get help from your classmates.
B. Buy some medicine in a drug store.
C. See a doctor at the school medical centre.
D. Try to get help from your classmates.