Money management (管理) skill is very important for us , but many parents don’t take time to teach their children about the value of money , and unfortunately , many of those children grow up to be adults who struggles with money management skill.

What age should parents begin educating their children about money ? Financial (金融) experts agree that it’s never too early . The more children learn about money , the more they will be able to make wise financial decisions as they grow older . First , parents can begin teaching young children how to count money . It is very important for young child.

Next , you can teach the value of saving . Once they learn that saving is a good idea and that it is something they should always do , their financial future will be brighter . For example , your child wants a new bicycle . You can teach them to save part of their allowance (零用钱) for that bike , while still keeping money for ice cream, or for going to the movies with their friends. In this way they will begin to understand the value of both short-term saving and long-term saving .

It’s never too early , also , to teach your child different ways to make money . For example , they can sweep the floor, wash dishes and so on. Sit down with your children and talk with them in some ways they would like to earn money . You’ll be surprised and glad at the effort they will begin making.

Help your children chart their financial course in life, teach them basic money management skills, and their future will be brighter .

1.When should parents teach their children how to master (掌握) some money management

skills ?

A. As children grow up. B. As children are teenagers.

C. As early as possible. D. When they go to school.

2.When children are very young , in order to educate them about money , first , parents

may start with .

A. teaching them to count money B. teaching them to make money

C. teaching them to save money D. teaching them to go shopping with money

3.Which of the following is NOT true according to the underlined sentences ?

A. Buying a new bike needs a long –term saving.

B. Keeping some money for ice cream shows the value of a short-term saving .

C. Keeping some money for going to the movies with friends shows the value of

long-term saving.

D. It shows us how we should teach children the value of saving .

4.From the passage , we can know that .

A. money management skills must be taught when children are teenagers

B. if we teach children basic money management skills, their future will be brighter

C. we shouldn’t ask children to learn to make money by themselves before they grow up

D. we should tell children how to spend money

5.The best title of the passage can be .

A. Parents and Children B. Children Should Learn to Save Money

C. We Should Save Money D. Teaching Children About Managing Money

One day, John read an advertisement in a newspaper.It said, "Wanted.The best salesman in the world." John thought he was a great salesman and went to ask for the job." "I' m the best salesman in the world," he said to the manager."Give me the job." 

"You must prove you're the best," the manager said. 

"OK I will," John said.

"Good." The manager took several boxes of sweets out of his desk."Last week I bought a thousand boxes of sweets.If yon can sell them all before the end of the week, yon can have the job, " said the manager.

"That's easy, "John said.He took the boxes of sweets and left the office.

Every day and all day he went from shop to shop, trying to sell the sweets.But he couldn't sell one.The sweets were too bad for him to sell.At the end of the week he went back to the manager."I'm sorry, sir," he said, "I was wrong about myself.I'm not the best salesman in the world, but I know who is."

"Oh" said the manager."Who?" 

"The person who sold you a thousand boxes of the sweets."

1.The manager told John       .

A. he could start work at once

B. he was the best salesman in the world

C. he wasn't a good salesman

D. he must show he was the best salesman in the world

2.John could get the job if       .

A. he sold a thousand boxes of sweets

B. he gave away a thousand boxes of sweets

C. he sent the manager a thousand boxes of sweets

D. he bought a thousand boxes of sweets from the manager

3.The right order(顺序) of the story is         .

①John went to ask for the job.

②John told the manager who the best salesman really was.

③John read an advertisement in a newspaper.

④ John went to sell the sweets.

A. ①②③④, B. ④③②①

C. ③①④②, D. ③④①②

4.From this story we can know that        .

A. John didn't get the job

B. John was a good seller

C. the manager was a good seller

D. the advertisement was a good one

5.John couldn't sell the sweets because      

A. he was not a good salesman

B. the sweets were too bad

C. he wanted to send them to his friends

D. nobody liked sweets

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