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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
1.The writer gives some basics to help ____ in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents 'instructions
C.children manage their money
D.parents save their money
2.The underlined word "incentive" in paragraph 6 means ____.
A.honor B.praise C.excitement D.encouragement
3.What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money.
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.—How often do you eat out??
— ,but usually once a week.?
A. Have no idea B. It depends?
C. As usual D. Generally speaking?
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Linda was a few minutes late. Wilson1 the office when she got there. His secretary told her he 2 back in a few minutes. She 3 sit down and wait for a few minutes in outer office.
"I'll never get this job," she 4 herself. For a moment she wanted to5 the building. Just then, Wilson came6 the door and hurried into his office. A few minutes 7 his secretary took Linda in and introduced her,
Linda apologized 8 . Wilson didn't seem to 9 .They chatted casually (随便地) for a few seconds and then 10. He 11 her letter of application.
"You've never worked in radio or television before,12? "he said. Now she was 13 that she would not get the job. Wilson asked her 14 questions.
15he seemed impressed with her other qualifications(资格).She was 16when he asked her if she could start soon. "I wonder if you'd mind 17 next month?" he asked 18.19 seemed she had got the job 20 .
1. A. had left B. has left C. was left D. would be leaving
2. A. had been B. came C. was D. would be
3. A. should B. had to C. would D. was able to
4. A. told B. spoke C. said D. talked
5. A. run out B run of C. run out of D. run away
6. A. through B. across C. cross D. along
7. A. latest B. last C. late D. later
8. A. to being late B. for being late C. to be late D. for the late
9. A. mind B. listen C. notice D. hear
10. A. took down with business B. came down to business
C. settled down with business D. got down to business
11. filled out B. took out C. sent out D. threw away
12. A. haven't you B. do you C. have you D. don't you
13. A. even more sure B. much sure
C. even sure of D. sure of
14. A. a few such B. a few more C. much a few D. more a few
15. A. As her surprise B. To her surprised
C. For her surprised D. To her surprise
16. A. even more surprise B. even much surprise
C. even more surprised D. even much surprised
17. A. starting B. to start C. start D. started
18. A. by a smile B. with a smile C. by smile D. with smile
19. A. It B. This C. That D. He
20. A. not at all B. after all C. all D. after that
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