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EAT YOUR VEGETABLES.Wash your hands. Always say “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help________ in a proper way.
| A.parents teach their children how to deal with money |
| B.children follow their parents’ instructions |
| C.children manage their money |
| D.parents save their money |
| A.give him some regular pocket money |
| B.encourage him to put money away for it |
| C.explain to him the importance of investment |
| D.tell him to save some money by using a credit card |
| A.honor | B.praise | C.excitement | D.encouragement |
| A.Parents want to know how to educate their children. |
| B.He wants to share his good ideas about money matters. |
| C.He thinks money management the most important for children. |
| D.Parents care Little about their children’s management of money. |
EAT YOUR VEGETABLES.Wash your hands. Always say “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
1.The writer gives some basics to help________ in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents’ instructions
C.children manage their money
D.parents save their money
2.The writer thinks that, if a child wants to buy something, his parents should________. .
A.give him some regular pocket money
B.encourage him to put money away for it
C.explain to him the importance of investment
D.tell him to save some money by using a credit card
3.The underlined word “incentive” in paragraph 6 means_________. .
A.honor B.praise C.excitement D.encouragement
4.What leads the writer to write this article?_________
A.Parents want to know how to educate their children.
B.He wants to share his good ideas about money matters.
C.He thinks money management the most important for children.
D.Parents care Little about their children’s management of money.
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阅读理解
Be careful about those who use the truth to deceive. When someone tells you something that is true,but leaves out important information that should be included,he can create a false impression.
For example, someone might say, “I just won a hundred dollars on the lottery(彩票). It was great. I took that dollar ticket back to the store and turned it in for one hundred dollars!”
This guy's a winner, right? Maybe, maybe not. We then discover that he bought two hundred tickets, and only one was a winner. He's really a big loser!
He didn't say anything that was false, but he left out important information on purpose. That's called a half-truth. Half-truths are not technically lies, but they are just as dishonest.
Untrustworthy candidates(竞选者) in political campaigns often use this tactic(策略). Let's say that during Governor Smith's last term, her state lost one million jobs and gained three million jobs. Then she seeks another term. One of her opponents(对手) runs an ad saying, “During Governor Smith's term, the state lost one million jobs!”That's true. However an honest statement would have been,“During Governor Smith's term, the state had a net gain of two million jobs.”Advertisers will sometimes use half-truths. It's against the law to make false claims so they try to mislead you with the truth. An ad might say,“Nine out of ten doctors recommend(推荐) Yucky Pills to cure nose pimples.”It fails to mention that they only asked ten doctors and nine of them work for the Yucky Corporation.
This kind of deception happens too often. It's a sad fact of life: lies are lies,and sometimes the truth can lie as well.
1.Which statement is true according to the article?
[ ]
A.There is no 100-percent truth.
B.A truth is as dishonest as a lie.
C.Lies are lies, and truths are lies, too.
D.The truth can be used in dishonest ways.
2.The underlined word“deceive”is close in meaning to “_____”.
[ ]
A.pretend B.hide
C.fool D.sell
3.The best title for this passage should be _____.
[ ]
A.A Special Lie
B.How to Discover a Lie
C.Half-truths
D.White Lies
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