EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

The passengers on the bus watched with sympathy as Susan made her way carefully up the steps.

She paid the driver and then, using her hands to 36 the seats, settled in one of them.
　　It had been a year since Susan became blind. As the result of an accident she was suddenly thrown into a world of 37 . Susan's husband Mark watched her 38 into hopelessness and he was 39 to use every possible means to help his wife.

Finally, Susan felt ready to 40　 to her job, but how would she get there? She used to take the bus, but she was now too 41 to get around the city by herself. Mark 42 to ride the bus with Susan each morning and evening 43 she could manage it by herself.

For two weeks, Mark 44 Susan to and from work each day. He taught her how to rely on her other 45 , specifically her hearing, to determine where she was and how to adapt to her new 46 .
　　　 At last, Susan decided that she was ready to try the trip 47 . Monday morning arrived. Before she left, she hugged her husband 48 , her eyes filled with tears of gratitude. She said good-bye and, for the first time, they went their 49 ways. Each day went perfectly, and a wild excitement 50 Susan. She was doing it!　

On Friday morning, Susan took the bus to work 51 . As she was getting off the bus, the driver Said, "Miss, I sure 52 you." Curious, Susan asked the driver 53 .
　 "You know, every morning for the 54 week, a fine-looking gentleman in a military uniform has been standing across the corner watching you until you enter your office building safely," the bus driver said.
　 Tears of happiness poured down Susan' s cheeks. She was so lucky for he had given her a gift more powerful than 55 . That is ,the gift of love that can bring light where there is darkness.

(　　 )36. A. touch　　　 B. grab　　　　　 C. count　　　　 D. feel

(　　 )37. A. weakness　　 B. sickness　　 C. darkness　　　 D. sadness
(　　 )38. A. run　　　　 B. sink　　　　　 C. jump　　　　　 D. step
(　　 )39. A. inspired　　 B. determined　 　C. honored　　　　 D. pleased

(　　 )40. A. return　　　 B. adjust　　　 C. contribute　　 D. stick
(　　 )41. A. tired　　　　 B. astonished 　 C. depressed 　　 D. frightened
(　　 )42. A. volunteered B. attempted　　　C. continued　　 D. struggled
(　　 )43. A. when　　　　　B. as　　　　　　 C. until　　　　　 D. after

(　　 )44. A. drove　　　　 B. directed　　　 C. accompanied　　 D. sent
(　　 )45. A. feelings　　　B. organs　　　　 C. skills　　　 　D. senses
(　　 )46. A. position　　　B. environment　　C. status　　　　 D. role
(　　 )47. A. on her own　 B. in person　　　C. to her benefit D. on foot
(　　 )48. A. politely　　　B. calmly　　　　 C. briefly　　　　 D. tightly
(　　 )49. A. opposite　　　B. separate　　　 C. fixed　　　　　 D. lonely
(　　 )50. A. took charge of B. took place of C. took advantage of D. took hold of

(　　 )51. A. as usual　 　 B. as a role　　 C. as well　　D. as a consequence
(　　 )52. A. respect　　　 B. envy　　　　　 C. know　　 D. support
(　　 )53. A. what　　　　 B. how　　　　　 C. why　　　　D. who
(　　 )54. A. past　　　　 B. same　　　　　 C. first　　　D. next
(　　 )55. A. courage　　　 B. will　　　　　 C. sight　　　D. wisdom

Linda was a few minutes late. Wilson1 the office when she got there. His secretary told her he 2 back in a few minutes. She 3 sit down and wait for a few minutes in outer office.
　　"I'll never get this job," she 4 herself. For a moment she wanted to5 the building. Just then, Wilson came6 the door and hurried into his office. A few minutes 7 his secretary took Linda in and introduced her,
Linda apologized 8 . Wilson didn't seem to 9 .They chatted casually (随便地) for a few seconds and then 10. He 11 her letter of application.
　　"You've never worked in radio or television before,12? "he said. Now she was 13 that she would not get the job. Wilson asked her 14 questions.
　　 15he seemed impressed with her other qualifications(资格).She was 16when he asked her if she could start soon. "I wonder if you'd mind 17 next month?" he asked 18.19 seemed she had got the job 20 .
1. A. had left 　　B. has left 　　　 C. was left 　　　 D. would be leaving
2. A. had been 　 B. came　　　　 C. was 　　　　 D. would be
3. A. should 　　 B. had to 　　　 C. would 　　　 D. was able to
4. A. told 　　　 B. spoke　　　　 C. said 　　　　 D. talked
5. A. run out 　　 B run of　　　 C. run out of 　　 D. run away
6. A. through 　 B. across 　　　 C. cross 　　　　 D. along
7. A. latest 　　 B. last 　　　　 C. late　　　　　 D. later
8. A. to being late　B. for being late　C. to be late　　　 D. for the late
9. A. mind　　　 B. listen　　　　 C. notice　　　　 D. hear
10. A. took down with business　　　 B. came down to business　

C. settled down with business　　 D. got down to business
11. filled out　　　 B. took out 　　 C. sent out 　　　 D. threw away
12. A. haven't you 　B. do you　　 C. have you 　　　 D. don't you
13. A. even more sure 　　　　　　 B. much sure　　

C. even sure of 　　　　　　　 D. sure of
14. A. a few such 　B. a few more　 C. much a few 　　 D. more a few
15. A. As her surprise 　　　　　　 B. To her surprised　

C. For her surprised　　　 　 D. To her surprise
16. A. even more surprise 　　　　 B. even much surprise　

C. even more surprised 　　　　D. even much surprised
17. A. starting 　　　B. to start　　　C. start 　　　　 D. started
18. A. by a smile 　　B. with a smile　C. by smile 　　　D. with smile
19. A. It 　　　　　 B. This　　　　C. That 　　　　 D. He
20. A. not at all 　　 B. after all　　　C. all 　　　　　 D. after that

One day I was shopping in a small town in southern California. It was my 　 21　 to be approached by a clerk whose personality clashed(冲突) with mine. He seemed most 　 22　 and not at all concerned about my intended purchase. I bought　 23　 , and marched angrily out of the store. My 　 24　 toward that clerk and the entire establishment increased with each step.

On the outside, standing by the parking lot, was a dark-skinned young man in his early twenties. His 　 25　 brown eyes met and held mine, and in the next instant a beautiful, broad smile 　 26　 his face. My attention was immediately arrested. The 　 27　 power of that smile removed all 　 28　 within me, and I found the muscles in my own face 　 29 responding. "Beautiful day, isn't it?" I remarked, in passing. Then, obeying an impulse(冲动), I 　 30　 . "I really owe you a debt of gratitude," I said softly.

His smile deepened, 　 31　 he made no attempt to answer. A Mexican woman and two men were standing nearby. The woman 　 32　 and eyed me inquiringly. "Carlos, he does no speak English," she 　 33　 . "You want I should tell him something?"

In that moment I felt 　 34　 . Carlo’s smile had made a big person of me. My friendliness and good 　 35　 toward all mankind stood ten feet tall.

"Yes," my reply was enthusiastic and sincere, "Tell him what I said, 'Thank you!'"

　　　 "Thank you?" The woman seemed slightly 　 36　 .

I gave her arm a friendly pat 　 37　 I turned to leave. "Just tell him that," I insisted. "He'll understand. I am sure!"

Oh, what a smile can 　 38　 ! Although I have never seen that young man again, I shall never forget the lesson he taught me that morning. 　 39　 , I became smile-conscious, and I practice the 　 40　 diligently, anywhere and everywhere, with everybody.

21. A. misfortune B. luck C. opportunity　　　　　　　 D. burden

22. A. helpful B. hardworking C. uncertain D. unfriendly

23. A. something B. nothing C. everything D. anything　　

24. A. attitude B. walk C. approach　　　　　 　　　 D. anger

25. A. blank B. painful C. expressive　　　　 　　　 D. critical

26. A. covered B. twisted C. spread D. wiped

27. A. magic B. shocking C. evil D. dragging

28. A. happiness B. excitement C. bitterness D. sorrow

29. A. unwillingly B. happily C. merely D. slightly

30. A. turned back B. looked ahead C. cut in D. went away

31. A. and B. for C. but D. so

32. A. showed off B. stepped forward C. marched on D. passed by

33. A. hesitated B. volunteered C. responded D. begged

34. A. ignored B. involved C. transformed D. absorbed

35. A. power B. mind C. fortune D. will

36. A. frightened B. frustrated C. discouraged D. confused　

37. A. while B. as C. since D. after

38. A. operate B. run C. do D. attract

39. A. From that day on B. Since then C. Every now and then D. Up till now

40. A. kindness B. art C. work　　　　　　　 　　　 D. expression

I am my mother's third child. When I was born, nurses took me from the room before she could see me. Her doctor gently explained that my left arm was　 41　 , below the elbow (肘部). Then he gave her some　 42 　 : "You'd better not treat her any　 43 　 from the other girls. Demand more." And she　 44 　 !

Even before my father left us, my mother had to go back to work to　 45　 our family. There were five of us girls in our family and we all had to　 46 　 . Once when I was about seven, I came out of the　 47 　 , whining(发牢骚), "Mom, I can't peel potatoes. I only have one hand."

Mom never looked up from sewing. "You get yourself into that kitchen and peel those potatoes," she told me. " And don't ever use that as a(n)　 48　 for anything again!"

Of course I could peel potatoes-with my good hand, while holding them down with my　 49 　 arm. There was always a　　50　 , and Mom knew it. She'd say, "If you try hard　　51 　 , you can do anything."

In the second grade, our teacher lined up my class on the playground and had each of us race across the monkey bars, swinging from one high steel rod (杆) to the next. When it was my turn, I　 52 　 my head. Some kids behind me　 53 　 . I went home crying.

When she got off work the next afternoon, she　　54 　 me back to school. On the deserted playground, Mom looked carefully at the bars.

"Now,　 55　 up with your right arm," she advised. She stood by　 56 　 I struggled to lift myself with my right hand until I could hook (钩住) the bar with my other elbow. Day after day we practiced, and she　 57 　 me for every rung (梯级) I reached.

I'll never forget the next time my class lined up at the monkey bars. Crossing the rungs, I looked down at the kids who'd　　58　 me. Now they were standing with their mouth open.

It was that way with everything:　　59 　 doing things for me, or excusing me, my mother insisted I find a way to do them myself. Sometimes, when I　 60 　 I can't handle things, I see her smile again. She had the heart to face anything. And she taught me I could, too.

41. A. missing B. broken C. diseased D. short

42. A. warning B. medicine C. help D. advice

43. A. badly B. differently C. better D. worse

44. A. did B. refused C. cried D. was

45. A. care B. helped C. support D. feed

46. A. pay attention B. work out C. carry out D. help out

47. A. kitchen B. bedroom C. house D. school

48. A. excuse B. change C. idea D. tool

49. A. lost B. other C. next D. longer

50. A. chance B. way C. time D. success

51. A. enough B. too C. again D. more

52. A. put B. covered C. shook D. turned

53. A. cheered B. whispered C. joked D. laughed

54. A. drove B. took C. sent D. carried

55. A. pull B. jump C. stand D. rise

56. A. before B. as C. after D. until

57. A. helped B. reminded C. praised D. protected

58. A. encouraged B. practiced

C. played tricks on D. made fun of

59. A. instead of B. ordered C. taught D. forced

60. A. wondered B. feared C. found D. knew