What most people don’t realize is that wealth isn’t the same as income．If you make $1 million a year and spend $1 million, you’re not getting wealthier: you’re just living high．Wealth is what you accumulate(get together), not what you spend．
How do you become wealthy?There, too, most people have it wrong．It’s rarely luck or inheritance or even intelligence that builds fortunes．Wealth is more often the necessary and natural result of a person’s hard work, determination, perseverance and most of all, self- discipline．
The most successful accumulators of wealth spend less than they can on houses, cars, vacations and entertainment．Why?Because these things offer little or no return．The wealthy would rather put their money into investments or their businesses．It’s an attitude．
The best wealth-builders pay careful attention to their money and seek professional advice．Those who spend heavily on cars, boats and houses, I’ve found, tend to skimp(spend little)on investment advice．Those who skimp on the luxuries are usually more willing to pay top dollar for good legal and financial advice．
The self-made rich develop clear goals for their money．They may wish to retire early, or they may want to leave some concrete possessions to their children．The goals are different, but two things are consistent: they have a dollar figure in minds．The amount they want to save by age 50, perhaps?And they work hard toward that goal．One thing may surprise you．If you make wealth---not just income---your goal, the luxury house you’ve been dreaming about won’t seem so attractive．You’ll have the attitude．
(1)
Which is the most important factor to be wealthy?
[ ]
A．
Good fortune．
B．
Intelligence．
C．
Hard work．
D．
Self-discipline．
(2)
Why don’t the wealthy spend much money on cars, vacations and entertainment?
[ ]
A．
Because they cannot afford these luxuries．
B．
Because they cannot gain wealth from these things．
C．
Because they are busily engaged in their business and they have no free time．
D．
Because they put their money into other investments, which leaves them no money for these things．
(3)
Which kind of the following people would be most likely to seek professional advice?
[ ]
A．
The people who intend to buy a house．
B．
The people who have financial problem．
C．
The people who invest in business．
D．
The workers who build up a skyscraper．
(4)
Which of the following statements is TRUE?
[ ]
A．
The rich people have the same goal of retiring at 50 when they have earned a certain sum of money．
B．
The wealthy people share two things---the amount of money they will make and diligence．
C．
The wealthy people usually retire at the age of 50 and then enjoy the rest of life happily．
D．
Luxurious house is a sign of people’s wealth, so wealthy people are sure to buy it．