Dear Jack，

    Thank you for your congratulations，my congratulations to you! I remember Margaret Field very well—the girl with that wonderful red hair and those beautiful eyes．She was the most popular girl in our college．You’re a very lucky fellow and I'm sure you’11 be very happy with her．

    Brenda and I are very lucky，too．Her father gave us this house as a wedding present，so we

don't have to pay rent．The house and furniture are insured already，so I can’t help you by giving you that kind of business．I wish I'd known earlier that you were in the insurance business．I'd

certainly have asked you to give me a policy for the house and its contents．

    I'm rather doubtful about the value of life insurance．It’s my duty，I know，to see that there will be money for my wife，and later on for the children，in the event of my early death．But I feel that it's wiser to put my money into the shares of good business companies．You say I can get policy that will provide 50，000 when I'm 65．Yes，but that time is nearly forty years away，and what will 50，000 be worth then? The real value of money has been going down and prices go up a little every year，perhaps only 4％or 5％，but the movement is always up，never down．50，000 in fifty years from now may be worth only two—thirds or even a half of what it is worth today．Now if I put my savings into the shares of the big oil companies，or aircraft manufacturers，the value of the shares will go up with the rise in costs and prices．So the real value of my money would remain about the same，wouldn’t it? I know your answer．You’ll say that your life insurance policy provides against my possible death．I've got to balance that possibility against the almost certain fall in the value of money·

    I'd very much like you to meet Brenda．Can you come for a weekend some time? What about next Saturday? If you can manage it，please let me know which train you’re coming by，and I’ll meet you at the station．We can have a talk about life insurance and perhaps you’ll succeed in making me see that life insurance is a good thing．

                                                             Yours sincerely，

                                                                   Fred

1．We can infer from the passage that              ．

    A．Margaret is Fred’s wife

    B．Jack is a customer of Fred

    C．Brenda is familiar to Margaret

    D．Jack，Fred and Margaret once studied in the same college

2．The underlined sentence” In the event of my early death” can be replaced by      

    A．when I should die young         B．if I should die young

    C．after I should die young          D．before I should die young

3．Which word can be used to describe Fred according to the passage?

    A．Narrow-minded．  B．Short-sighted．    C．Ambitious．   D．Practical．

4．This is a letter of        ．

    A．refusing  B．inquiring（询问） C．complaining    D． negotiating（协商）

My grandparents were married for over half a century, and played their own special game from the time they had met each other. The goal of their game was to write the word "shmily" in a     31     place for the other to find. They took turns leaving "shmily" around the house, and as soon as one of them     32     it, it was their turn to hide it once more.

There was no     33     to the places where "shmily" would appear. Sometimes, "Shmily" was written in the     34     left on the mirror after a hot shower, where it would reappear bath after bath.     35    , my grandmother even unrolled an entire roll of toilet paper to     36     "shmily" on the very last sheet.

It took me a long time before I was able to fully     37     my grandparents' game. It was     38     their funny little game; it was a way of life. Grandma and Grandpa held hands every chance they could. They    39     kisses as they ran into each other in their tiny kitchen. Before every meal they bowed their heads and gave their     40    : a wonderful family, good fortune, and     41   .

But there was a    42    cloud in my grandparents' life: my grandmother had breast cancer, which had first appeared ten years earlier. As always, Grandpa was with her every

    43     of the way. He comforted her in their yellow room, painted that way     44____     she could always be surrounded by sunshine, even when she was too     45     to go outside.    Then one day, what we all     46     finally happened. Grandma was gone.

"Shmily." It was written in yellow on the pink ribbons of my grandmother's funeral bouquet. As the crowd     47     and the last mourners (哀悼者) turned to leave, my aunts, uncles, cousins and other family members     48     and gathered around Grandma     49    . Grandpa stepped up to my grand-mother's casket and,     50     with sorrow, he began to sing to her. Through his tears and grief, the song came, a deep and throaty lullaby (摇篮曲).

SHMILY: See how much I love you.

Have you ever not wanted to do something so badly that you would rather die than go? Well that’s how I   21  about joining Madcaps, a mothers and daughters club assisting philanthropies（慈善事业）.But now I believe that you  22  open up your mind to things because eventually you might  23  end up enjoying it.

“It’s a waste of time”, I said when my mom told I had to join Madcaps, and then when she said I had to   24  at a homeless shelter I thought this just could not be   25  .

We got there late, of course, and the security guard led us to the kitchen  26  we ran into 48 other fellow Madcaps members. Since I’m  27  so socially awkward I had met only one person at a pool party, earlier this year. I looked around for her but she was not there. Damn, I was  28  ! When the man in charge came out and asked for 3 mothers to work outside the   29  to clean up the plates, my mom just happened to volunteer leaving me to   30  food with others.

Soon the  31  families started to walk in and a little girl walked up and pointed to the food I was  32  I gave her the cold sandwich, she nodded in a form of saying   33  , and then walked to join her family at the large table.

As she walked away I thought of how much I   34   I get to go the top schools. I have a great house  and I have a warm meal every night. It  35  that little girl to make me realize how lucky I am. After that moment I had a change of  36  . Now, I love Madcaps and don’t miss one meeting, I have   37   being socially awkward and now have many friends. And this year I am sure I will do   38  the required 20 hours of philanthropies.

I believe that if you have an  39  mind about things you can accomplish more and become a better rounded person. I believe sometimes you can make a difference just  40  doing one thing you don’t want to do .

21．A．carred                 B．joked                   C．felt                     D．doubted

22．A．should                 B．would                 C．may                    D．can

23．A．also                    B．just                     C．not                     D．still

24．A．report                 B．live                     C．donate                 D．volunteer

25．A．better                  B．sooner                 C．easier                  D．worse

26．A．where                 B．when                  C．until                    D．because

27．A．suddenly             B．occasionally         C．hardly                 D．normally

28．A．shy                     B．late                     C．alone                   D．hopeless

29．A．kitchen                B．house                  C．club                    D．shelter

30．A．pack                   B．purchase             C．serve                  D．bake

31．A．poor                   B．homeless             C．vluntary              D．local

32．A．playing with         B．putting away        C．looking for          D．holding out

33．A．hello                   B．sorry                   C．thanks                 D．okay

34．A．had                     B．earned                 C．achieved              D．did

35．A．moved                B．took                    C．helped                 D．encouraged

36．A．heart                   B．luck                    C．identity                D．taste

37．A．believed in           B．learnt from          C．got over              D．thought about

38．A．more than            B．nothing but          C．anything but        D．less than

39．A．intelligent             B．abstract               C．empty                D．open

40．A．before                 B．by                       C．upon                   D．to

 Dear Jack，

    Thank you for your congratulations，my congratulations to you! I remember Margaret Field very well―the girl with that wonderful red hair and those beautiful eyes.  She was the most popular girl in our college. You’re a very lucky fellow and I'm sure you’11 be very happy with her.

    Brenda and I are very lucky，too. Her father gave us this house as a wedding present，so we don't have to pay rent. The house and furniture are insured already，so I can’t help you by giving you that kind of business. I wish I'd known earlier that you were in the insurance business. I'd certainly have asked you to give me a policy for the house and its contents.

    I'm rather doubtful about the value of life insurance. It’s my duty，I know，to see that there will be money for my wife，and later on for the children，in the event of my early death. But I feel that it's wiser to put my money into the shares of good business companies. You say I can get a policy that will provide 50，000 when I'm 65. Yes，but that time is nearly forty years away，and what will 50，000 be worth then?The real value of money has been going down and prices go up a little every year，perhaps only 4％or 5％，but the movement is always up，never down. 50，000 in fifty years from now may be worth only two―thirds or even a half of what it is worth today. Now if I put my savings into the shares of the big oil companies，or aircraft manufacturers，the value of the shares will go up with the rise in costs and prices. So the real value of my money would remain about the same，wouldn’t it?I know your answer. You’ll say that your life insurance policy provides against my possible death. I've got to balance that possibility against the almost certain fall in the value of money?

    I'd very much like you to meet Brenda. Can you come for a weekend some time?What about next Saturday?If you can manage it，please let me know which train you’re coming by，and I’ll meet you at the station. We can have a talk about life insurance and perhaps you’ll succeed in making me see that life insurance is a good thing.

                                                             Yours sincerely，

                                                                   Fred

64. We can infer from the passage that              .

    A. Margaret is Fred’s wife

    B. Jack is a customer of Fred

    C. Brenda is familiar to Margaret

    D. Jack，Fred and Margaret once studied in the same college

65. The underlined sentence”In the event of my early death”can be replaced by         .

    A. when I should die young         B. if I should die young

    C. after I should die young          D. before I should die young

66. Which word can be used to describe Fred according to the passage?

    A. Narrow-minded.   B. Short-sighted.     C. Ambitious.    D. Practical.

67. This is a letter of        .

    A. refusing          B. inquiring          C. complaining    D. negotiating

Have you ever not wanted to do something so badly that you would rather die than go? Well that’s how I      about joining Madcaps, a mothers and daughters club assisting philanthropies（慈善事业）.But now I believe that you     open up your mind to things because eventually you might     end up enjoying it.

“It’s a waste of time”, I said when my mom told I had to join Madcaps, and then when she said I had to      at a homeless shelter I thought this just could not be      .

We got there late, of course, and the security guard led us to the kitchen    we ran into 48 other fellow Madcaps members. Since I’m     so socially awkward（糟糕的） I had met only one person at a pool party, earlier this year. I looked around for her but she was not there. Damn, I was     ! When the man in charge came out and asked for 3 mothers to work outside the      to clean up the plates, my mom just happened to volunteer leaving me to      food with others.

Soon the     families started to walk in and a little girl walked up and pointed to the food I was     I gave her the cold sandwich, she nodded in a form of saying      , and then walked to join her family at the large table.

As she walked away I thought of how much I       I get to go the top schools. I have a great house and I have a warm meal every night. It     that little girl to make me realize how lucky I am. After that moment I had a change of     . Now, I love Madcaps and don’t miss one meeting, I have       being socially awkward and now have many friends. And this year I am sure I will do      the required 20 hours of philanthropies.

I believe that if you have an     mind about things you can accomplish more and become a better rounded person. I believe sometimes you can make a difference just     doing one thing you don’t want to do .

1.A．cared       B．joked  C．felt      D．doubted

2.A．should      B．would C．may     D．can

3.A．also B．just      C．not      D．still

4.A．report      B．live      C．donate         D．volunteer

5.A．better      B．sooner         C．easier D．worse

6.A．where      B．when  C．until    D．because

7.A．suddenly B．occasionally         C．hardly D．normally

8.A．shy  B．late     C．alone  D．hopeless

9.A．kitchen    B．house C．club    D．shelter

10.A．pack       B．purchase     C．serve  D．bake

11.A．poor       B．homeless    C．vluntary       D．local

12.A．playing with B．putting away C．looking for  D．holding out

13.A．hello      B．sorry   C．thanks          D．okay

14.A．had         B．earned        C．achieved     D．did

15.A．moved   B．took    C．helped         D．encouraged

16.A．heart      B．luck     C．identity        D．taste

17.A．believed in     B．learnt from C．got over      D．thought about

18.A．more than      B．nothing but C．anything but        D．less than

19.A．intelligent       B．abstract       C．empty         D．open

20.A．before   B．by        C．upon   D．to