阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。

　　The First Rule of Finance is to live within your means by spending no more than 80％ of your take-home pay．If you take home ＄ 100 per week, spend no more than ＄80．

　　But ever look at what people spend their money on? I have relatives and friends deeply in debt, spending ＄ 12 for every ＄ 10 they earn instead of the ＄ 8 you know they should be spending．When I see them, they're proud of their new whatever．"What do you think of my new truck? " asked one from the driver's seat．"Do you like my new shoes? " asked another on high heels．"Check out my new big screen．" said a third while holding the remote in his living room．We've all heard people fishing for compliments(赞扬)on their new toys．

　　Every one of them was proud of what they'd financed．They seem to have bought it for the purpose of being proud, of showing off, of keeping up with the Joneses．"Look at my new …? " is everybody's favorite phrase, even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do．

　　They're proud of being stupid．They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV, but to smart people, whose opinions are the only ones we should respect, these people look dumb(愚蠢)as rocks．

　　The Joneses, nine times out of 10, are financially stupid．That's why they have all that stuff on borrowed money．Why try to copy them? Worse, why try to impress them? Copy and impress smart people, the ones who own their stuff．If you want to impress smart people, debt is the last way to go about it．Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool．Michael Phelps is impressed by good swimming and a money-smart person by good money management．

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阅读理解

　　Every one needs friends．We all like to feel close(亲密的)to someone．It is nice to have a friend to talk, laugh and do so many things together with．Surely, there are times when we need to be alone．We don’t always want people around．But we would feel lonely if we never had a friend．

　　No two people are the same．Sometimes friends don’t get along well．That doesn’t mean that they no longer like each other．Most of the time they will go on being friends．Sometimes friends move away．Then we feel very sad．We miss them very much．But we can call them and write to them．Maybe we would never see them again．And we can make new friends．It is surprising to find out how much we like new people when we get to know them．Families sometimes name their children after a close friend．Many places are named after men and women, if they are friendly to people in a town．Some libraries are named this way．So are some schools．We think of these people when we go to these places．

　　There’s more good news for people, if they have friends．These people live longer than those who don’t have friends．Why? It could be that they are happier．Being happy helps you stay well．Or it could be just knowing that someone cares about you．If someone cares about you, you take better care of yourself．

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