11．Most likely，you aren't the family breadwinner．But doing a small job or getting a weekly allowance （零花钱） would put some money in your pocket．For kids and grown-ups alike，money is easy to spend．If you aren't careful，it can be going in no time．
Being responsible with your money is an important skill to learn-and the sooner you start the better．Whether you are tracking your spending or saving for something special，creating a budget can help you deal with your expenses and plan for the future．All you need are paper and a pencil-and some self-control．
First，take a look at our sample monthly budget．Then，use a separate sheet of paper to plan your own．In the first two columns （栏），list your sources （来源） of income and how much you expect to earn from them．In the third and fourth columns，list what you expect to spend your money on and the amount．
The left-hand total should be more than or equal to the right-hand total．If it is，you have an effective budget．Budgets are not complex，but sticking to them can be tough．When planning your budget，be realistic about your expenses．If you know that you drop 18 at a movie，don't write 12 in that space simply because you wish you were spending less．
If you are eyeing a big purchase，such as a 150 skateboard，spend less and save more until you have the total amount．No matter how attractive it may be，avoid spending your savings．One day，you will thank yourself!
56．Who is the passage written for？A
A．Children．B．Parents．C．Breadwinners．D．Bank managers．
57．The purpose of making a budget is to help peopleC．
A．learn to be realistic
B．increase their saving
C．manage their money well
D．test their power-control
58．What should people do when planning a budget？A
A．Fill in the expenses as they really are
B．Avoid spending money on expensive things．
C．Set aside a fixed amount of money as savings．
D．List income and expenses on two pieces of paper．
59．Which of the following budgets is effective？D
A．
B．
C．
D．
60．The passage mainly tells usB．
A．the importance of making a budget
B．how to make a budget
C．how to form good habits
D．how to spend money．
Being responsible with your money is an important skill to learn-and the sooner you start the better．Whether you are tracking your spending or saving for something special，creating a budget can help you deal with your expenses and plan for the future．All you need are paper and a pencil-and some self-control．
First，take a look at our sample monthly budget．Then，use a separate sheet of paper to plan your own．In the first two columns （栏），list your sources （来源） of income and how much you expect to earn from them．In the third and fourth columns，list what you expect to spend your money on and the amount．
The left-hand total should be more than or equal to the right-hand total．If it is，you have an effective budget．Budgets are not complex，but sticking to them can be tough．When planning your budget，be realistic about your expenses．If you know that you drop 18 at a movie，don't write 12 in that space simply because you wish you were spending less．
If you are eyeing a big purchase，such as a 150 skateboard，spend less and save more until you have the total amount．No matter how attractive it may be，avoid spending your savings．One day，you will thank yourself!
| Monthly Income | Amount | Monthly Expense | Amount |
| Allowance | 20.00 | Snacks | 20.00 |
| Money earned selling drinks | 25.00 | Music downloads | 12.00 |
| Money earned babysitting | 12.50 | Movies | 18.00 |
| Money earned delivering newspapers | 30.00 | Video rental | 10.00 |
| Total | 87.50 | Total | 66.00 |
A．Children．B．Parents．C．Breadwinners．D．Bank managers．
57．The purpose of making a budget is to help peopleC．
A．learn to be realistic
B．increase their saving
C．manage their money well
D．test their power-control
58．What should people do when planning a budget？A
A．Fill in the expenses as they really are
B．Avoid spending money on expensive things．
C．Set aside a fixed amount of money as savings．
D．List income and expenses on two pieces of paper．
59．Which of the following budgets is effective？D
A．
| Monthly Income | Amount | Monthly Expense | Amount |
| Allowance | 20.00 | Money earned walking dogs | 20.00 |
| Bus fares | 40.00 | Movies | 28.00 |
| Total | 60.00 | Total | 48.00 |
| Monthly Income | Amount | Monthly Expense | Amount |
| Allowance | 20.00 | Movies | 30.00 |
| Money earned washing cars | 10.00 | Bus fares | 10.00 |
| Total | 30.00 | Total | 40.00 |
| Monthly Income | Amount | Monthly Expense | Amount |
| Allowance | 27.50 | Money earned brushing shoes | 22.00 |
| Money earned washing dishes | 22.50 | Birthday gifts | 28.00 |
| Total | 50.00 | Total | 50.00 |
| Monthly Income | Amount | Monthly Expense | Amount |
| Allowance | 26.00 | Video rental | 22.00 |
| Money earned doing yard work | 24.00 | Birthday gifts | 28.00 |
| Total | 50.00 | Total | 50.00 |
A．the importance of making a budget
B．how to make a budget
C．how to form good habits
D．how to spend money．
8．One summer day，with a heavy heart and four dollars in my pocket，I was on my way to get some milk and bread．In those days，I was a（36）B visitor to the supermarket because there never seemed to be （37）A money for a whole week's food-shopping （38）C，because the part-time job I held hardly （39）D enough money to feed my children after my wife's death．
As I came to a red traffic light，I （40）A a couple and a child by the roadside．The hot noonday sun beat down on them without（41）B．The man held up a sign which （42）C，"Work for Food．"The woman just stared at the cars waiting （43）D the red light while the child sat on the grass （44）Ca one-armed doll．
I wanted so desperately to （45）B them some money，but if I （46）A that，there wouldn't be enough left to buy the milk and bread．Four dollars will only go （47）D．As the light changed，I took one last glance at the three of them and sped off feeling both （48）C and sad．
As I kept driving，I couldn't get the （49）A of them out of my mind．I could （50）B it no longer．I turned around and drove back where I had （51）Cseen them．I pulled up and handed the man two of my four dollars．（52）D he thanked me，I saw tears welling up his eyes．I （53）A back and drove on to the supermarket．Perhaps milk and bread would be（54）B，I thought．What if I only got milk alone，（55）D just the bread？Well，it would have to do．
As I came to a red traffic light，I （40）A a couple and a child by the roadside．The hot noonday sun beat down on them without（41）B．The man held up a sign which （42）C，"Work for Food．"The woman just stared at the cars waiting （43）D the red light while the child sat on the grass （44）Ca one-armed doll．
I wanted so desperately to （45）B them some money，but if I （46）A that，there wouldn't be enough left to buy the milk and bread．Four dollars will only go （47）D．As the light changed，I took one last glance at the three of them and sped off feeling both （48）C and sad．
As I kept driving，I couldn't get the （49）A of them out of my mind．I could （50）B it no longer．I turned around and drove back where I had （51）Cseen them．I pulled up and handed the man two of my four dollars．（52）D he thanked me，I saw tears welling up his eyes．I （53）A back and drove on to the supermarket．Perhaps milk and bread would be（54）B，I thought．What if I only got milk alone，（55）D just the bread？Well，it would have to do．
| 36．A．friendly | B．frequent | C．familiar | D．fantastic |
| 37．A．enough | B．full | C．some | D．any |
| 38．A．at all times | B．at one time | C．at a time | D．at no time |
| 39．A．allowed | B．arranged | C．gave | D．offered |
| 40．A．noticed | B．greeted | C．comforted | D．witnessed |
| 41．A．reason | B．mercy | C．expression | D．delay |
| 42．A．meant | B．wrote | C．read | D．printed |
| 43．A．for | B．on | C．behind | D．at |
| 44．A．selling | B．treating | C．holding | D．making |
| 45．A．pay | B．give | C．owe | D．lend |
| 46．A．did | B．said | C．shared | D．spent |
| 47．A．too long | B．so long | C．too far | D．so far |
| 48．A．worried | B．puzzled | C．guilty | D．serious |
| 49．A．picture | B．trouble | C．photo | D．scenery |
| 50．A．receive | B．take | C．understand | D．recognise |
| 51．A．usually | B．already | C．last | D．only |
| 52．A．Though | B．Because | C．Unless | D．As |
| 53．A．smiled | B．cried | C．took | D．called |
| 54．A．on show | B．on sale | C．on business | D．on a diet |
| 55．A．and | B．but | C．so | D．or |
6．I used to be ashamed of my grandma．I know that's a （16）Cthing to say，but it was true until today，so I have to（17）Ait．
The（18）C started when my friend Katy found Grandma's false teeth floating in a glass on the bathroom sink．I was so used to seeing them that I（19）Dtook notice of them．But Katy shouted，laughing and（20）Bto talk to them．I had to get down on my knees and（21）Dher to shut up so my grandma wouldn't（22）B and get hurt．
After that happened，I（23）C there were a million things about Grandma that were embarrassing（令人窘迫）．
Once she took Jill and me out to Burger King．（24）Dordering our hamburgers well-done，she told the person behind the counter，"They'll have two Whoppers （巨无霸） well-to-do．"Jill burst out laughing，but I almost（25）A．
After a while，I started wishing I could（26）DGrandma in a closet．I even complained to my parents．Both my parents said I had to be careful not to make Grandma feel（27）C in our home．
Then last Wednesday，something happened tha（28）A everything completely．My teacher told us to help find interesting old people and（29）A them about their（30）B for a big Oral History project．I was trying to think of someone when Angie pushed me gently．
"Volunteer your grandmother，"she whispered．"She's（31）C and rich in experience．"
That was the last thing I ever thought Angie would say about my grandma．
This is how I ended up on（32）B today interviewing my own grandmother before the whole school assembly （集合）．All my friends and teachers were listening to her（33）D she was a great heroine．I was（34）Bof my grandma and hoped she would（35）Aknow that I had been ashamed of her．
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The（18）C started when my friend Katy found Grandma's false teeth floating in a glass on the bathroom sink．I was so used to seeing them that I（19）Dtook notice of them．But Katy shouted，laughing and（20）Bto talk to them．I had to get down on my knees and（21）Dher to shut up so my grandma wouldn't（22）B and get hurt．
After that happened，I（23）C there were a million things about Grandma that were embarrassing（令人窘迫）．
Once she took Jill and me out to Burger King．（24）Dordering our hamburgers well-done，she told the person behind the counter，"They'll have two Whoppers （巨无霸） well-to-do．"Jill burst out laughing，but I almost（25）A．
After a while，I started wishing I could（26）DGrandma in a closet．I even complained to my parents．Both my parents said I had to be careful not to make Grandma feel（27）C in our home．
Then last Wednesday，something happened tha（28）A everything completely．My teacher told us to help find interesting old people and（29）A them about their（30）B for a big Oral History project．I was trying to think of someone when Angie pushed me gently．
"Volunteer your grandmother，"she whispered．"She's（31）C and rich in experience．"
That was the last thing I ever thought Angie would say about my grandma．
This is how I ended up on（32）B today interviewing my own grandmother before the whole school assembly （集合）．All my friends and teachers were listening to her（33）D she was a great heroine．I was（34）Bof my grandma and hoped she would（35）Aknow that I had been ashamed of her．
| 16．A．funny | B．common | C．terrible | D．clear |
| 17．A．admit | B．receive | C．refuse | D．show |
| 18．A．quarrel | B．accident | C．trouble | D．adventure |
| 19．A．already | B．always | C．simply | D．hardly |
| 20．A．enjoying | B．pretending | C．imagining | D．continuing |
| 21．A．warn | B．demand | C．advise | D．beg |
| 22．A．mind | B．hear | C．see | D．fall |
| 23．A．expected | B．declared | C．realized | D．doubted |
| 24．A．Because of | B．Except for | C．Such as | D．Instead of |
| 25．A．died | B．cheered | C．disappeared | D．suffered |
| 26．A．meet | B．avoid | C．arrange | D．hide |
| 27．A．independent | B．inconvenient | C．unwelcome | D．unfamiliar |
| 28．A．changed | B．finished | C．stopped | D．Prepared |
| 29．A．interview | B．report | C．tell | D．write |
| 30．A．news | B．lives | C．advantages | D．achievements |
| 31．A．free | B．popular | C．interesting | D．embarrassing |
| 32．A．show | B．stage | C．duty | D．time |
| 33．A．and then | B．even if | C．so that | D．as if |
| 34．A．sure | B．proud | C．ashamed | D．afraid |
| 35．A．never | B．even | C．still | D．once |