题目内容
2．Just when parents are paying off bills for new school clothes and supplies，teenagers may need more money for other necessities．All these expenses can stress the family's budget，said a New Mexico State University consumer education specialist．Many social activities like drama clubs that continue throughout the school year require money，said Susan Wright with NMSU's Cooperative Extension Service．It's sometimes difficult for teenagers to understand why parents don't have unlimited resources．
"Parents can help avoid problems by including children in family financial discussions and giving them opportunities to assume responsibility for some of their own expenses，"she said．"This will help them move towards financial independence．"
Wright offered parents these tips to help teenagers become good financial managers：
●Consider giving teens an allowance（零花钱）．Decide what expenses the allowance should cover and let teens budget to meet those needs．Giving an allowance should not mean the family spends more．It simply shifts the responsibility to teens to manage money．
●Teach teens how to shop．Talk about comparative shopping，reading labels and interpreting advertisements．Explain the importance of planning ahead to cover necessary purchases．
●Explain the family's financial situation---income and outgo．If teens are old enough to spend your money，they should understand where it comes from and how it needs to be used．Be sure they understand the importance of setting financial goals and planning for the family's future needs．
●Teach teens how to use and manage a checking and savings account．Go over monthly bank statements together to show them how to justify checking accounts．Help teens understand the importance of keeping good records and knowing where money goes．
"It's important that parents help their teenagers develop sound financial management practices，"Wright said．"The best way to do that is to set a good example．Be open and supportive and resist the temptation to make financial decisions for them．After all，it won't be long until they will be out in the real world making decisions on their own．"
28．What should be the best title for this passage？A
A．Helping Teens Manage Money
B．Helping Teens Make Money
C．Ways to Spend More Wisely
D．Ways to Live More Wealthily
29．Who are target readers of this passage？B
A．Teenagers．
B．Parents．
C．Teachers．
D．Doctors．
30．Which piece of advice aims to help teens to share their parents'responsibility？C
A．The first one
B．The second one
C．The third one
D．The last one
31．According to Susan Wright，parents shouldD．
A．give teens as much pocket money as possible
B．do the shopping for teens
C．make financial decisions for teens
D．help teens move toward financial independence．
分析 文章就父母如何帮助青年人管理金钱给出了一些技巧．
解答 28-31ABCD
28 A 文章大意题．根据Wright offered parents these tips to help teenagers become good financial managers可知文章是关于Wright给出的父母帮助青年人管理财务的技巧．故选A．
29 B 细节理解题．根据Wright offered parents these tips to help teenagers become good financial managers可知下文的技巧都是提供给父母的，所以读者应该是父母．选B．
30 C 细节理解题．根据Be sure they understand the importance of setting financial goals and planning for the family's future needs．确保他们理解制定财务目标和家庭需要的计划的重要性，即帮着父母承担家庭责任，故选C．
31 D 细节理解题．根据This will help them move towards financial independence和After all，it won't be long until they will be out in the real world making decisions on their own可知毕竟青年人要到现实世界中自己做决定，所以父母要帮助他们做到财务独立．故选D．
点评 本文是政治经济类阅读理解．做这类题材阅读理解时要求考生对文章通读一遍，做题时结合原文和题目有针对性的找出相关语句进行仔细分析，结合选项选出正确答案．推理判断题也是要在抓住关键句子的基础上合理的分析才能得出正确答案，切忌胡乱猜测，一定要做到有理有据．
