How to Make a Budget

Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花钱) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be gone in no time.

Being responsible with your money is an important skill to learn ----and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil --- and some self-control.

First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (栏), list your sources (来源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.

The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget.

Sample Monthly Budget

Monthly  Income

Amount

Monthly Expenses

Amount

Allowance

$20.00

Snacks

$26.00

Money earned selling drinks

$25.00

Music downloads

$12.00

Money earned babysitting

$12.50

Movies

$18.00

Money earned delivering newspapers

$30.00

Video rentals

$10.00

Total:

$87.50

Total

$66.00

Budgets are not complex, but sticking to them can be tough. When planning your budget, be

realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in

that space simply because you wish you were spending less

If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!

Who is the passage written for?w

   A. Children.      B. Parents.        C. Breadwinners.       D. Bank managers.

The purpose of making a budget is to help people _________.

   A. learn to be realistic             B. increase their saving

   C. manage their money well        D. test their power-control

What should people do when planning a budget?w

   A. Fill in the expenses as they really are.

   B. Avoid spending money on expensive things.

   C. Set aside a fixed amount of money as savings.

   D. List income and expenses on two pieces of paper.

Which of the following budgets is effective?

   A.

Monthly  Income

   Amount

Monthly Expenses

   Amount

Allowance

$20.00

Money earned walking dogs

    $20.00

Bus fares

  $40.00

Movies

    $28.00

Total:

  $60

  Total

    $48.00

B.

Monthly  Income

Amount

Monthly Expenses

Amount

Allowance

$20.00

Movies

$30.00

Money earned washing cars

$10.00

Bus fares

$10.00

Total:

$30.00

Total:

$40.00

C.

Monthly  Income

Amount

Monthly Expenses

Amount

Allowance

$27.50

Money earned selling drinks

$22.00

Money earned babysitting

$22.50

Birthday gifts

$28.00

Total:

$50.00

Total:

$50.00

D.

Monthly  Income

Amount

Monthly Expenses

Amount

Allowance

$26.00

Video rentals

$22.00

Money earned doing yard work

$24.00

Birthday gifts

$28.00

Total:

$50.00

Total:

$50.00

There are many ways to find a job. It can be as easy as walking into a neighborhood store to look at its announcement board. Local stores often have areas where people can put small signs telling what kind of service they need or can provide. Such services include caring for children or cleaning houses.

Or, job searchers can look in the newspaper. Local newspapers have employment announcements placed by companies seeking workers.

Another popular tool for finding jobs is the Internet. For example, people in four hundred and fifty cities around the world can use the Craigslist Web site to buy objects, meet people or find a job. Craigslist says that it receives two million new job listings each month.

Another useful way to find a job is through a college or university. For example, students at the University of Texas in Austin can go to the Career Exploration Center to get help in finding a job. Of course, looking for a job requires knowing what kind of work you want to do. For example, there is a book called “What Color is Your Parachute (降落伞)?” by Richard Bolles. This book has been helping people choose a career (职业) since it was first published in nineteen seventy.

Some experts also help people find jobs. Susan W. Miller owns a company called California Career Services in Los Angeles. She says her company helps people find jobs by first helping them understand their strengths, goals and interests. Then she provides them with methods and resources to help them find the right job.

1.What is the passage mainly about?

A.Finding a job.

B.College students’ part-time jobs.

C.Craigslist Web site.

D.The relation between study and work.

2.“What Color is Your Parachute?” is a book which gives tips to those who want to _____.

A.work on the airplane

B.buy a parachute

C.publish a book

D.find a suitable job

3.It can be learned from the passage that ______.

A.companies often put job information in local shops

B.the Internet is the most popular tool for job hunters in the USA

C.Susan W. Miller’s company is helping people choose careers

D.California Career Services mainly serves university students

4.How many ways of finding a job are mentioned in the passage?

A.Three.

B.Four.

C.Five.

D.Six.

 

 

第二节(共5小题;每小题2分,共10分)

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

 If you walk into W. Lloyd Jerome’s dental surgery(手术) in Glasgow, you’ll see bright paintings and a fashionable blue couch which patients sit on while he checks their teeth. Jerome says, ‘That’s because they’re frightened.’

   71   ‘That’s why I don’t wear a white coat. I find that’s one of the things that people associate with pain. In fact, my philosophy is that dental treatment should take place in an atmosphere of relaxation, interest and, above all , enjoyment.’

 Which is all highly shocking for anyone who associates dental treatment with pain, or at the very least, formal, chinical visits. He says, ‘If people are relaxed, entertained and correctly treated, they will forget such previous unpleasant experiences.’

 Virtual -  reality headsets are one of his new relaxation techniques, ‘  72   The headsets are used for the first check – up, where the patient sits on the blue couch and watches an underwear film while I look at their teeth. “Then the headset switches to a special camera, to give the patient a visual tour around their mouth.’

 Another key point is that the surgery smells more like a perfume shop than a dentist’s. Today there is the smell of orange. “When people walk in, I want them to realize  with all their senses that it’s not like going to dentist’s. Smell is very important.  73  ’

 Known as Clasgow’s most fashionable dentist, Jerome is keen to point out that he takes his work very seriously. ‘  74  ’

 For example, Jerome uses a special instrument which sprays warm water on the teeth to clean them, rather than scraping them. ‘It feels a bit strange, but as long as people are relaxed, it’s not painful.’

   75  ‘One of the things I found out there was that when you make it easier for the patient, you make it easier for yourself’ He sees his patient – centred attitude as the start of a gradual movement towards less formality in the conservative British dentistry profession.

 At that moment, a patient arrives. Jerome rushes over, offers him a cup of tea, askes him what video he’d like to watch and leads him gently towards the chair.

 A. Five years ago, Jerome went to the United States to do research.

 B. He has tried to create an environment where people are not afraid.

 C. The relaxation techniques are important but the quality of the treatment is the most important thing.

 D. We were the first practice in Britain to introduce them.

 E. Now they look forward to their visits here.

 F. That dental smell of surgical spirit can get the heart racing in minutes if you’re frightened of dentists.

 G. Fifty percent of the population only go to the dentist when they’re in pain.

 

 

第二节  信息匹配(共5小题;每小题2分,满分10分)

下面是一篇关于2006年美国逝去的五位特别人物的情况报道。请阅读下列关于他们的相关信息,并按照要求把这五个人物的信息进行匹配。请在答题卡上将对应题号的相应选项字母涂黑。首先,请阅读以下六位美国名人的信息,然后与下面的信息进行匹配。

A

Marian Anderson was born in Philadelphia, Pennsylvania in the early 1990s. She began singing in church. Soon, her rich deep voice became widely known in the area. Marian Anderson received many honors and awards during her life. She received the Presidential Medal of Freedom in nineteen sixty—three. Marian Anderson died at the age of ninety—six. Experts say she is remembered not only for the quality of her voice, but also because of the way she carried out her right to be heard.

B

Movie director Robert Altman died in November 2006, in Los Angeles, California. He was eighty—one years old. During his fifty-year career, he made some of the most influential movies of modern times.

C

Ann Richards died in September 2006 at the age of seventy-three. At her funeral service, leaders from around the country gathered to celebrate her life. Former President Bill Clinton spoke at the service. He said Ann Richards helped create a world where young girls could be scientists, engineers and police officers. He said she was a great woman with a big heart and big dreams.

D

Journalist R.W. Apple died in October 2006 at the age of seventy—one. Earlier this month his friends and family gathered in Washington, D.C. for a large memorial service. Famous writers, politicians, and cooks told about his warm personality, sharp intelligence, and extraordinary energy. After the service, guests enjoyed fine foods provided by some of the best cooks in the area.

E

William Styron died in November 2006 at the age of eighty—one. His stories are filled with rich language and complex moral questions. Many of his books try to understand the evil actions of people. Later in life William Styron suffered from severe depression. After recovering, he wrote honestly and bravely about his experience in “Darkness Visible: A Memoir of Madness.” He received great praise for educating people about the difficulties of mental illness.

F

Ruth Brown was born in Portsmouth, Virginia in 1928 and died in October 2004. Brown recorded many rhythm and blues hits in the 1950s. She also fought for musicians rights. In 1988, Atlantic Records agreed to pay her and thirty-five other musicians the money they owed them for using their songs for twenty years.

请阅读下列有关的信息:

56.As a young woman, she worked as a teacher and raised four children. She and her husband were very involved in local politics. Then one day, she decided to run for officer herself—and she won. She served first as country commissioner, then as Texas state treasurer. In nineteen ninety she was elected governor. She fought for equal rights, environmental protection and laws to restrict guns. She created a government in which women, Hispanics, and African-Americans played important roles.

57. “MASH”, was released in nineteen seventy. It tells about a group of American medical workers in a temporary military hospital in Korea during the Korean War in the 1950s. It questions the rules of the military establishment in a way that was sharply funny and intelligent; “Nashville” came out in nineteen seventy—five. It provides a complex look at changes in the country music industry. Many of his thirty—three films were nominated for Academy Awards, including “The Player” and “Gosford Park”

58.She learned to traditional music at her Christian religious center. But she liked the popular jazz and rock music of the time even more. She left home at a young age to build a career in music. Soon, she became known as “the girl with the tear in her voice” because of her emotional way of singing. Her popular songs helped build the Atlantic Records company and she continued performing for the rest of her life until she died recently at the age of seventy six.

59.He is known as Johnny, wrote about many subjects, from politics and war to food and drink. During his forty—three years writing for the New York Times newspaper, he enjoyed a rich and eventful career. He was the paper’s chief reporter in cities like London, Moscow, Lagos and Nairobi. He covered events such as the Vietnam War, the Iranian revolution and the Gulf War. He reported on ten presidential elections. And, his opinions on fine foods, travel and the world’s best restaurants were very influential.

60.He wrote “Lie Down in Darkness” published in nineteen fifty—one when he was only twenty-five. It is about a troubled young woman who kills herself. It established him as a great new voice in American literature; he also wrote “The Confessions of Nat Turner” in nineteen sixty-eight which told about a nineteenth century slave revolt in the southern state of Virginia; and “Sophie’s Choice ” won the American Book Award in nineteen eighty. It is a tragic story about a woman and her children who are sent to a Nazi death camp in Poland during World War Two.

 

 

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